21 Ridge Rd, Crofton, NE, 68730
About This Home
This is one of the last available undeveloped lots in the Elk Ridge area. The lot is approximately .69 acres and is situated along a well maintained road near the southwest entrance of the development. The high elevation gives you a great lake view and convenience of not having to travel down the steep narrow roads found in other areas of the surrounding developments. The sellers have owned this lot for nearly 20 years and have already invested in a rural water connection. The lot slopes to the north making it ideally situated for a walkout basement looking out toward Lewis & Clark Lake. Now is a great time to pursue building your dream home at the lake. Call for complete details!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Basement
- Area: 0
Features
- Finished area above ground: 0
Heating
- Heating features: Has Heating (Unspecified Type)
Interior Area
- Total structure area: 0
Property
Details
- Lease amount: 0
Features
- Has view: Yes
- View description: Lake,Scenic
- Has water view: Yes
- Water view: Lake
Lot
- Lot size: 0.69 Acres
- Features: Trees
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hail
- Tornado
- Winter Weather
- Cold Wave
- Drought
- Inland Flooding
- Ice Storm
- Lightning
- Strong Wind
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters Across Nebraska Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $429 | $5,148 |
| Home Insurance | $190 | $2,280 |
| Property Taxes | $75 | $900 |
| Electricity | $124 | $1,493 |
| Total | $818 | $9,816 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-02-12 | Listed for sale | $85,000 |
For Sale by Agent
View on Zillow