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806 N Cleveland St Unit 2, Oceanside, CA, 92054

4beds
4baths
2,686sqft
$2,525,000
$940price/sqft
$15,104/moest. monthly cost
$604,160/yrincome needed

About This Home

Introducing 806 N Cleveland Unit #2 — a modern coastal retreat and premier short-term-rental-ready asset located just three blocks from the beach in the heart of Oceanside. Thoughtfully designed and newly completed in late 2024, this fully furnished 4-bed, 4-bath residence spans 2686 square feet of elevated living space, blending sophisticated finishes with effortless seaside style. Move-in, rent-ready, and curated to perfection, this home is being sold fully furnished, offering a turnkey luxury living experience from day one. High-end furniture, décor, kitchenware, bedding, and accessories have been intentionally selected to complement the contemporary design and coastal ambiance — ideal for both owner-users and investors seeking immediate lifestyle enjoyment and operational ease. Inside, an open-concept layout welcomes you with premium vinyl wood flooring, designer lighting, and an inviting fireplace. Huge windows flood the home with natural light while blackout coverings balance privacy and comfort. A chef-inspired kitchen, stylish living spaces, and spacious bedrooms create a polished yet inviting environment. Direct access from unit to shared rooftop with above ground spa and ocean views.

Getting Around

81
WalkingVery Walkable
42
TransitSome Transit
75
BikeVery Bikeable

Schools

5/10
Laurel Elementary SchoolGrades K-50.9 mi
4/10
Lincoln Middle SchoolGrades 6-82.1 mi
5/10
Oceanside High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 2024

Materials

  • Roof: Common Roof
  • Construction materials: Stucco

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Built-In
  • Laundry features: Electric,Gas

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 4

Heating & Cooling

  • Heating features: Forced Air Unit
  • Cooling features: Central Forced Air

Interior Area

  • Total structure area: 2,686
  • Total interior livable area: 2,686 sqft

Property

Details

  • Parcel number: 1432020700
  • Zoning: R-3:RESTRI
  • Zoning description: R-3:RESTRI

Features

  • Levels: 2 Story
  • Stories: 4
  • Pool features: N/K
  • Fencing: Gate

Lot

  • Lot size: 5,227 sqft

Parking

  • Total spaces: 2
  • Parking features: Attached,Tandem
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Heat Wave
Wildfire

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $12,767$153,204
Home Insurance *$353$4,236
Property Taxes $1,409$16,908
Electricity $575$6,911
Total$15,104$181,248
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$517,851/yr
40% on housing$453,120/yr
45% on housing$402,773/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$940This listing

vs Other Active Listings

Avg $/sqft

ZIP 92054$663
San Diego County$558

vs Homes Sold Last Month

Median $/sqft

ZIP 92054$681
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-04Listed for sale$2,525,000
2026-02-12Listed for rent$8,000

For Sale by Agent

AgentShawn Gallup
BrokerageAmerican Dream Homes

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