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163-15 85th St #1, Howard Beach, NY, 11414

4beds
3baths
2,192sqft
$1,199,000
$547price/sqft
$7,556/moest. monthly cost
$302,240/yrincome needed

About This Home

Step into this stunning detached home, where a sparkling new kitchen and modernized bathrooms set the stage for a comfortable living experience. Host unforgettable gatherings around the in-ground pool, surrounded by fresh pavers that create a seamless outdoor oasis. With four generous bedrooms, elegant living spaces, and abundant storage, this home offers both style and practicality. Outdoor kitchen hookups in the yard invite you to cook and dine under the open sky. Impeccably maintained, this residence is ready to welcome you home.

Getting Around

56
WalkingSomewhat Walkable
0
TransitVery Limited Transit
61
BikeBikeable

Schools

6/10
Ps 207 Rockwood ParkGrades PK-80.5 mi
4/10
John Adams High SchoolGrades 9-121.9 mi
6/10
Jhs 202 Robert H GoddardGrades 5-81.4 mi

Construction

Condition

  • Year built: 1965

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Interior Area

  • Total structure area: 2,192
  • Total interior livable area: 2,192 sqft

Property

Details

  • Special condition: Resale

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Earthquake
    EarthquakeModerate
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Heat Wave
Coastal Flooding
Earthquake
Hurricane
Inland Flooding
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Queens County and New York

Flood
Severe Storm
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,062$72,744
Home Insurance *$383$4,596
Property Taxes $749$8,988
Electricity $362$4,346
Total$7,556$90,672
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$259,062/yr
40% on housing$226,680/yr
45% on housing$201,493/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.5%
2.5%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.4%
-0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$547This listing

vs Other Active Listings

Avg $/sqft

ZIP 11414$397
Queens County$533

vs Homes Sold Last Month

Median $/sqft

ZIP 11414$467
Queens County$600

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-11Contingent$1,199,000
2026-02-12Listed for sale$1,199,000

For Sale by Agent

AgentJoseph Ognibene
BrokerageREMAX Elite

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