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120 S Caramel Ln, Cheney, WA, 99004

1beds
1baths
--sqft
$19,950
--price/sqft
$267/moest. monthly cost
$10,680/yrincome needed

About This Home

Badger Lake Estates getaway on a leased lot. Great fishing and boating lake. The steel snow shed cover helps maintain the exterior of the trailer and also makes a great area for the spacious covered patio. This 1 bedroom 1 bath trailer comes fully furnished plus it includes an outdoor kitchen, tables, barbecue, smokers and ice maker. This is a great way to have something on the lake with all the lake amenities. Lot rent is $530 per month which includes water and sewer. Must be preapproved by park management.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

3/10
Salnave Elementary SchoolGrades PK-59.6 mi
4/10
Cheney Middle SchoolGrades 6-811.4 mi
6/10
Cheney High SchoolGrades 9-1210.9 mi

Construction

Condition

  • Year built: 1995

Materials

  • Roof: Flat
  • Construction materials: Steel Frame

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: Gas Range,Refrigerator

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1

First Floor

  • Level: First

Heating & Cooling

  • Heating features: Forced Air,Propane
  • Cooling features: Wall Unit(s)

Property

Details

  • Parcel number: 00000.0000
  • On leased land: Yes
  • Lease amount: 530

Features

  • Stories: 1
  • Waterfront features: Sec Lot

Lot

  • Features: Level,Corner Lot

Parking

  • Parking features: Off Site,None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Wildfire
    WildfireRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Wildfire
Heat Wave
Inland Flooding
Ice Storm
Strong Wind
Winter Weather

FEMA Declared Disasters in Spokane County and Washington

Fire
Flood
Mud Landslide
Other
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $100$1,200
Home Insurance *$6$72
Property Taxes $12$144
Electricity $149$1,793
Total$267$3,204
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$9,154/yr
40% on housing$8,010/yr
45% on housing$7,120/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 4.2%
4.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 99004$197
Spokane County$195

vs Homes Sold Last Month

Median $/sqft

ZIP 99004$225
Spokane County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-02-12Listed for sale$24,950

For Sale by Agent

AgentBenji Estrellado
BrokerageCheney Realty, Inc.

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