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1728 Baileys Point Rd, Scottsville, KY, 42164

4beds
3baths
2,000sqft
$675,000
$338price/sqft
$4,518/moest. monthly cost
$180,720/yrincome needed

About This Home

Lakefront cabin for sale on Barren River Lake. Just minutes from Baileys Point, Port Oliver, and Barren River State Park and Lodge. This FULLY FURNISHED, 2000+ sq ft home has everything to offer, boasting a waterfront view year round! This cabin has 3 levels: Main, upstairs and finished basement with a combined total of 4 Bedrooms (There is potential for a 5th bedroom if you finished the extra large storage room in the basement). This home has 3 Full bathrooms (one on each level). The finished basement has a large walk out porch, family room, bedroom, full bathroom and two storage closets. On the main level you will find an open concept floor plan with beautiful tongue and groove vaulted ceilings. Master bedroom, master bathroom with walk in closet, toilet closet, laundry room, kitchen with eat in dining at the bar, and dining area. This home features a large living room with a beautiful view of the water. Just off of the main level living room you can walk out onto the screened in porch perfect for dining and entertaining, which is connected to a larger open balcony. This cabin has rental potential of $80,000 annually. This home is FOR SALE BY OWNER for more information or to schedule a viewing please message. Thank You!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
3
BikeSomewhat Bikeable

Schools

5/10
Allen County Primary CenterGrades PK-310.9 mi
5/10

Construction

Condition

  • Year built: 2022

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range / Oven,Refrigerator

Basement

  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Interior Area

  • Total interior livable area: 2,000 sqft

Property

Details

  • Parcel number: 72122

Features

  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes

Lot

  • Lot size: 0.30 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Hail
Strong Wind
Tornado
Winter Weather
Cold Wave
Inland Flooding
Ice Storm
Lightning

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,413$40,956
Home Insurance *$485$5,820
Property Taxes $463$5,556
Electricity $157$1,895
Total$4,518$54,216
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$154,902/yr
40% on housing$135,540/yr
45% on housing$120,480/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 4.4%
4.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$338This listing

vs Other Active Listings

Avg $/sqft

ZIP 42164$144
Allen County$147

vs Homes Sold Last Month

Median $/sqft

ZIP 42164$170
Allen County$158

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-24Listed for sale$745,000

For Sale by Owner

AgentProperty Owner

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