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89 County Road 3019, Double Springs, AL, 35553

2beds
2baths
1,660sqft
$525,000
$316price/sqft
$3,294/moest. monthly cost
$131,760/yrincome needed

About This Home

Escape to your own private riverfront retreat! This beautiful 2- bedroom, 2-bath home sits on over 4 acres directly on the Sipsey River, across from the breathtaking Bankhead National Forest. Inside, you'll find warm bamboo flooring and a cozy layout perfect for relaxing or entertaining. Step outside to enjoy nature at its finest, complete with your own private boat dock for fishing, kayaking, or peaceful sunset views. Whether you're looking for a full-time residence, weekend getaway, or investment property, this one offers privacy, scenery, and outdoor adventure all in one! House is listed BELOW appraised value, so make YOUR move TODAY!!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

8/10
8/10
Winston Co High SchoolGrades 9-123.6 mi

Construction

Condition

  • Year built: 2019

Materials

  • Foundation: Basement
  • Construction materials: Wood

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: ENERGY STAR Qualified Appliances,Gas Cooktop,Dishwasher,Disposal,Microwave,Gas Oven,Refrigerator,Stainless Steel Appliance(s),Stove-Gas,Gas Water Heater,Tankless Water Heater
  • Laundry features: Electric Dryer Hookup,Washer Hookup,Main Level,Laundry Closet,Laundry (ROOM),Yes

Basement

  • Area: 600

Basement

  • Has basement: Yes
  • Basement: Partial,Partially Finished,Block

Bathroom1

  • Level: Second

Bedroom1

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Recessed Lighting,High Ceilings,Smooth Ceilings,Separate Shower,Double Vanity,Tub/Shower Combo,Walk-In Closet(s)
  • Window features: Window Treatments,Double Pane Windows,Storm Window(s)
  • Flooring: Concrete,Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Stone,Living Room,Gas
  • Fireplace: Yes
  • Attic: Walk-up,Yes
  • Finished area below ground: 600
  • Finished area above ground: 1,060

Heating & Cooling

  • Heating features: Central,Dual Systems (HEAT),Electric,Propane
  • Cooling features: Central Air,Dual,Split System,Ceiling Fan(s)

Interior Area

  • Total interior livable area: 1,660 sqft

Kitchen

  • Features: Stone Counters,Pantry
  • Level: First

Living Room

  • Level: First

Master Bathroom

  • Level: First

Master Bedroom

  • Level: First

Property

Accessibility

  • Accessibility features: Stall Shower

Details

  • Parcel number: 670801120000001.012
  • Special condition: N/A

Features

  • Levels: One and One Half
  • Stories: 1
  • Pool features: None
  • Patio & porch: Covered,Patio,Porch,Covered (DECK),Deck
  • Exterior features: Dock
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Waterfront
  • Waterbody name: Sipsey River
  • Frontage length: 289

Lot

  • Lot size: 4.50 Acres
  • Features: Acreage,Few Trees,Subdivision

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Lightning
Tornado
Cold Wave
Strong Wind
Earthquake
Heat Wave
Inland Flooding
Landslide

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,654$31,848
Home Insurance *$309$3,708
Property Taxes $91$1,092
Electricity $240$2,881
Total$3,294$39,528
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$112,937/yr
40% on housing$98,820/yr
45% on housing$87,840/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%
10.1%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.5%
1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$316This listing

vs Other Active Listings

Avg $/sqft

ZIP 35553$161
Winston County$215

vs Homes Sold Last Month

Median $/sqft

ZIP 35553
Winston County$187

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-13Price change$510,000
2026-03-16Price change$520,000
2026-02-12Listed for sale$525,000

For Sale by Agent

AgentCelia Killough
BrokerageEXIT Realty Crossroads

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