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504 Sugar Magnolia Loop W, Collierville, TN, 38017

4beds
5baths
2,642sqft
$541,900
$205price/sqft
$3,717/moest. monthly cost
$148,680/yrincome needed

About This Home

Construction beginning March 2026 in The Trails at Spring Creek Ranch. This new, GATED subdivision backs up to the golf course at Spring Creek Ranch and is only 8 minutes from the Historic Collierville Town Square and 8 minutes from I-269. Enjoy the outdoors while sitting on your back covered porch w/ Fireplace. Low Maintenance home great for easy living and lock & leave. "Windsor" plan w/ Craftsman elevation. 4BR (2 down), 3BA plus Large Bonus. Spacious Great Room w/ Fireplace and Built-Ins! Chef Kitchen w/ ss appl, tile backsplash, quartz countertops, and large island w/ Breakfast Bar. Dining Room w/ Wainscoting. Luxury Primary Suite w/ his/her walk-in closets. Lots of Hardwood. Gorgeous Dining Room w/ Wainscoting. Walking Trail w/ water feature. AWESOME PRICE! NO CITY TAXES!

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

4/10
3/10
Mt Pisgah Middle SchoolGrades 6-94.8 mi
6/10
Germantown High SchoolGrades 9-128.8 mi

Construction

Condition

  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Composition Shingles
  • Construction materials: Brick Veneer,Wood/Composition

Other

  • Builder name: Creekside Homes, LLC

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other (See Remarks)
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater,Vent Hood/Exhaust Fan,Self Cleaning Oven,Double Oven,Cooktop,Gas Cooktop,Disposal,Dishwasher,Microwave
  • Laundry features: Laundry Room

Bedroom2

  • Features: Carpet,Shared Bath,Smooth Ceiling
  • Level: First
  • Area: 154

Bedroom3

  • Features: Carpet,Shared Bath,Smooth Ceiling
  • Level: Second
  • Area: 120

Bedroom4

  • Features: Carpet,Shared Bath,Smooth Ceiling,Walk-In Closet(s)
  • Level: Second
  • Area: 154

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 3
  • 1/2 bathrooms: 2

Bonus Room

  • Area: 276

Den

  • Area: 352

Dining Room

  • Features: Separate Dining Room
  • Area: 120

Features

  • 1 or More BR Down,Primary Down,Vaulted/Coffered Primary,Split Bedroom Plan,Luxury Primary Bath,Double Vanity Bath,Separate Tub & Shower,Full Bath Down,Smooth Ceiling,High Ceilings,Vaulted/Coff/Tray Ceiling,Walk-In Closet(s),Dining Room,Den/Great Room,Kitchen,Primary Bedroom,2nd Bedroom,2 or More Baths,Laundry Room,Breakfast Room,3rd Bedroom,4th or More Bedrooms,1 Bath,Bonus Room,Square Feet Source: Floor Plans (Builder/Architecture)
  • Window features: Double Pane Windows
  • Flooring: Part Hardwood,Part Carpet,Tile
  • Number of fireplaces: 1
  • Fireplace features: Ventless,In Den/Great Room,In Other Room,Gas Starter,Gas Log
  • Fireplace: Yes
  • Attic: Walk-In

Heating & Cooling

  • Heating features: Central,Natural Gas,Dual System
  • Cooling features: Ceiling Fan(s),Central Air,Dual

Interior Area

  • Total interior livable area: 2,642 sqft

Kitchen

  • Features: Breakfast Bar,Separate Breakfast Room,Pantry,Kitchen Island,Washer/Dryer Connections
  • Area: 112

Living Room

  • Features: Great Room

Master Bathroom

  • Features: Double Vanity,Separate Shower,Smooth Ceiling,Tile Floor,Full Bath

Master Bedroom

  • Features: Hardwood Floor,Smooth Ceiling,Vaulted/Coffered Ceiling,Walk-In Closet(s)
  • Level: First
  • Area: 306

Property

Details

  • Parcel number: D0223K A00045

Features

  • Stories: 2
  • Pool features: None
  • Patio & porch: Porch,Covered Patio

Lot

  • Lot size: 9,147 sqft
  • Features: Level,Landscaped
  • Lot size dimensions: 54.49 x 121.74

Parking

  • Total spaces: 2
  • Parking features: Driveway/Pad,Garage Door Opener,Garage Faces Front
  • Has garage: Yes
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High

How This Home’s Risks Compare

Tornado
Cold Wave
Earthquake
Heat Wave
Inland Flooding

FEMA Declared Disasters Across Tennessee Counties

Flood
Freezing
Severe Ice Storm
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,740$32,880
Home Insurance $325$3,900
Property Taxes $438$5,256
Electricity $214$2,575
Total$3,717$44,604

Income You'd Need if You Spent...

35% on housing$127,440/yr
40% on housing$111,510/yr
45% on housing$99,120/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.5%
6.5%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$205This listing

vs Other Active Listings

Avg $/sqft

ZIP 38017$194
Shelby County$117

vs Homes Sold Last Month

Median $/sqft

ZIP 38017$177
Shelby County$132

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-12Price change$541,900
2026-02-12Listed for sale$513,900

For Sale by Agent

AgentLisa W Fitzgerald
BrokerageMain Street, REALTORS

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