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354 Dyer Ridge Rd, Baxter, TN, 38544

3beds
2baths
2,160sqft
$625,500
$290price/sqft
$3,930/moest. monthly cost
$157,200/yrincome needed

About This Home

Welcome to your dream mini farm! Nestled on 5.9 beautifully manicured and fully fenced acres, this exceptional property features a custom-built Barndominium that is only one year old and designed with both charm and modern comfort in mind. Offering 2,160 square feet of thoughtfully designed living space, this stunning home boasts 3 bedrooms and 2 bathrooms with an inviting open-concept floor plan. Inside, you’ll find an array of custom finishes, including soaring cathedral ceilings, a cozy wood-burning stove, butcher block countertops, custom cabinetry, and a spacious walk-in pantry. The luxurious bathrooms feature beautifully tiled showers, while a tankless water heater provides efficiency and convenience. The huge barn has been recently renovated and has city water and its own electric meter. Appliances, HVAC, and most everything else is still under warranty and all paperwork is available. This home really has too much to mention. Whether you’re looking for a peaceful country retreat, a hobby farm, or a place to enjoy wide-open spaces with modern amenities, this remarkable property offers the perfect blend of rustic elegance and contemporary living. Loaded with deer and turkey also.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
4
BikeSomewhat Bikeable

Schools

--
Baxter PrimaryGrades PK-11.5 mi
5/10
Upperman Middle SchoolGrades 5-81.7 mi
5/10
Upperman High SchoolGrades 9-121.4 mi

Construction

Condition

  • Year built: 2025

Materials

  • Roof: Metal
  • Construction materials: Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Barndominium
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Built-In Electric Oven,Double Oven,Built-In Electric Range,Cooktop
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Basement

  • Basement: None

Bedroom1

  • Features: Full Bath
  • Level: Full Bath
  • Area: 240
  • Dimensions: 15x16

Bedroom2

  • Area: 192
  • Dimensions: 16x12

Bedroom3

  • Area: 192
  • Dimensions: 16x12

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 3

Features

  • High Speed Internet
  • Flooring: Laminate
  • Finished area above ground: 2,160

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,160
  • Total interior livable area: 2,160 sqft

Kitchen

  • Features: Eat-in Kitchen
  • Level: Eat-in Kitchen
  • Area: 420
  • Dimensions: 21x20

Living Room

  • Area: 420
  • Dimensions: 21x20

Property

Details

  • Parcel number: 056 13408 000
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Fencing: Full
  • Has view: Yes
  • View description: Valley
  • Topography of land: Cleared,Rolling Slope

Lot

  • Lot size: 5.90 Acres
  • Features: Cleared,Rolling Slope

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Lightning
Tornado
Cold Wave
Strong Wind
Winter Weather
Earthquake
Hail
Inland Flooding
Ice Storm

FEMA Declared Disasters Across Tennessee Counties

Flood
Freezing
Severe Ice Storm
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,162$37,944
Home Insurance $343$4,116
Property Taxes $250$3,000
Electricity $175$2,106
Total$3,930$47,160

Income You'd Need if You Spent...

35% on housing$134,742/yr
40% on housing$117,900/yr
45% on housing$104,800/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$290This listing

vs Other Active Listings

Avg $/sqft

ZIP 38544$143
Putnam County$166

vs Homes Sold Last Month

Median $/sqft

ZIP 38544$193
Putnam County$193

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-25Price change$625,500
2026-07-03Listed for sale$639,900

For Sale by Agent

AgentMatt Gentry
BrokerageUnderwood Hometown Realty, LLC

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