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12118 15th Court SE #MB 20, Lake Stevens, WA, 98258

3beds
3baths
2,070sqft
$755,583
$365price/sqft
$4,551/moest. monthly cost
$182,040/yrincome needed

About This Home

Presale Opportunity! Featuring 9-ft ceilings on the main floor, an open-concept Great Room with cozy fireplace, and a modern kitchen perfect for entertaining, with Gas cooking. Upstairs, enjoy a versatile loft and a luxurious primary suite with dual-sink vanity, soaking tub, and large walk-in closet. Relax on your patio in a fully fenced, landscaped yard. Conveniently located near Hwy 2 and I-5, with easy access to outdoor adventures at Stevens Pass, plus minutes to Paine Field, Boeing, shopping, and dining. Don’t miss your chance to make it yours!

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
8
BikeSomewhat Bikeable

Schools

7/10
3/10
Centennial Middle SchoolGrades 7-80.9 mi
7/10
Snohomish High SchoolGrades 9-124.6 mi

Construction

Condition

  • Property condition: Under Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Poured Concrete
  • Roof: Composition
  • Construction materials: Cement Planked,Wood Products,Cement Plank

Notable Dates

  • Major remodel year: 2026

Other

  • Builder name: KB Home

Type & Style

  • Home type: SingleFamily
  • Architectural style: 2 Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Stove(s)/Range(s),Dishwasher(s),Garbage Disposal,Microwave(s),Water Heater: Electric,Water Heater Location: Garage

Basement

  • Basement: None

Bathroom Full

  • Level: Second

Bathroom Full

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Level: Main

Entry Hall

  • Level: Main

Features

  • Bath Off Primary,Dining Room,Loft
  • Window features: Dbl Pane/Storm Window
  • Flooring: Vinyl Plank,Carpet
  • Number of fireplaces: 1
  • Fireplace features: Electric,Main Level: 1,Fireplace
  • Fireplace: Yes

Great Room

  • Level: Main

Heating & Cooling

  • Heating features: Fireplace,90%+ High Efficiency,Forced Air,Heat Pump,Electric
  • Cooling features: 90%+ High Efficiency

Interior Area

  • Total structure area: 2,070
  • Total interior livable area: 2,070 sqft

Kitchen With Eating Space

  • Level: Main

Master Bedroom

  • Level: Second

Other

  • Level: Main

Utility Room

  • Level: Second

Property

Details

  • Parcel number: 01238500002000
  • Zoning description: Jurisdiction: City
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: Main
  • Patio & porch: Bath Off Primary,Dbl Pane/Storm Window,Dining Room,Fireplace,Loft,Walk-In Closet(s),Water Heater
  • Has view: Yes
  • View description: Territorial
  • Topography of land: Level

Lot

  • Lot size: 4,434 sqft
  • Features: Cul-De-Sac,Paved,Sidewalk,Electric Car Charging,Fenced-Fully,Gas Available,Patio

Parking

  • Total spaces: 2
  • Parking features: Driveway,Detached Garage
  • Has garage: Yes
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Earthquake
Heat Wave
Inland Flooding
Ice Storm
Landslide
Winter Weather

FEMA Declared Disasters in Snohomish County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,820$45,840
Home Insurance *$129$1,548
Property Taxes $453$5,436
Electricity $149$1,793
Total$4,551$54,612
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$156,034/yr
40% on housing$136,530/yr
45% on housing$121,360/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.7%
10.7%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$365This listing

vs Other Active Listings

Avg $/sqft

ZIP 98258$318
Snohomish County$348

vs Homes Sold Last Month

Median $/sqft

ZIP 98258$345
Snohomish County$396

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-16Price change$755,583
2026-02-13Listed for sale$735,330

New Construction

AgentNikki Wiley
BrokerageKB Home Sales

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