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624 W Chestnut St, Ness City, KS, 67560

2beds
1baths
0sqft
$150,000
--price/sqft
$1,310/moest. monthly cost
$52,400/yrincome needed

About This Home

Located in a quiet neighborhood by the new city pool and park, this single-family home is move in ready. Moved to it's new location a few years ago, it has all new plumbing. The two-bedroom, one bathroom home, has an unfinished basement ready to be finished to new buyers' specs. Fully enclosed concrete safe room underneath the one car attached garage. New flooring throughout, with separate laundry room and spacious kitchen with full closets in each bedroom. The backyard is a clean slate ready to be made into your private oasis with full privacy fence and shed. The property boasts an empty lot to the west for the perfect opportunity to construct a shop. Opportunity to purchase a rental property next door for passive income. Property is located on the west side of town, only a few minutes from downtown. Ness City is a small rural town that offers many eateries, grocery store, catholic and public schools, and many community events. Key Features: Central Heat/Air Close to Downtown 1 Car Attached Garage Empty lot Large backyard with privacy fence Appliances Included Walking distance to pool and park 60 miles to Dodge City, Hays and Great Bend This listing includes select images that are AI-generated renderings. These images are provided to illustrate the potential for property improvements and do not reflect the property's current condition. Each AI-generated rendering is clearly labeled.

Getting Around

31
WalkingCar-Dependent
0
TransitVery Limited Transit
38
BikeSomewhat Bikeable

Schools

5/10
6/10
Ness City High SchoolGrades 7-120.8 mi

Construction

Condition

  • Year built: 1960

Materials

  • Roof: Asphalt
  • Construction materials: Frame,Vinyl Siding

Notable Dates

  • Major remodel year: 2021

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Oven

Basement

  • Area: 1122

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Carpet,Vinyl
  • Finished area above ground: 1,122

Heating & Cooling

  • Heating features: Natural Gas,Zoned
  • Cooling features: Central,Zoned

Interior Area

  • Total structure area: 2,244

Kitchen

  • Features: Open

Property

Details

  • Parcel number: ST100,CT200,EN871,HL018,RC303,SD303,SG30
  • Lease amount: 0

Features

  • Fencing: Fenced
  • Has view: Yes
  • View description: Street

Lot

  • Lot size: 6,969 sqft

Parking

  • Total spaces: 1
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Drought
    DroughtRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hail
Strong Wind
Tornado
Winter Weather
Cold Wave
Drought
Inland Flooding
Ice Storm
Lightning
Wildfire

FEMA Declared Disasters Across Kansas Counties

Fire
Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $758$9,096
Home Insurance *$198$2,376
Property Taxes $193$2,316
Electricity $161$1,935
Total$1,310$15,720
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$44,914/yr
40% on housing$39,300/yr
45% on housing$34,933/yr

Kansas FAIR Plan Programs

Kansas All-Industry Placement Facility

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 11,507Commercial: 209
Total Premiums$9.41M
Total Exposure$949,000

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 1.6%
1.6%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 67560$87
Ness County$103

vs Homes Sold Last Month

Median $/sqft

ZIP 67560
Ness County$77

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-22Price change$150,000
2026-02-13Listed for sale$165,000

For Sale by Agent

AgentLauren Crombie
BrokerageRed Cedar Land Company

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