820 N Elm St, Creston, IA, 50801
About This Home
The corner location and large yard could be utilized for parking or adding a garage. Durable brick construction, full walkout basement, and existing accessibility features like the wheelchair ramp and paved sidewalks provide a foundation for a residential conversion. Have a home-based business? Plan to? This could be the location for you to live and work from . This location is offering considerable value over a commercial structure in terms of utility, affordability and square footage. Additional Seller Terms: all signage, trademarks, books, hymnals, materials and any other intellectual property present and owned by Seller or its subsidiaries is not included in the sale. All offers and counteroffers must be addressed to and approved by the Presiding Bishop, as trustee in trust, specifically: Ronald D Harmon, Jr., Presiding Bishop, as trustee in trust for Reorganized Church of Jesus Christ of Latter-Day Saints, or his successors in office. Property Sold As Is. Seller Disclosure Exempt. Sellers offering Buyers Agent compensation of 2.5% .
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1950
Materials
- Roof: Asphalt
- Construction materials: Masonry - Brick,Brick Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Gothic
- Property subType: Single Family Residence
Interior
Basement
- Area: 0
Basement
- Has basement: Yes
- Basement: Kitchen,Partially Finished
Bedrooms & Bathrooms
- Bathrooms: 2
- 1/2 bathrooms: 2
Features
- Finished area above ground: 1,872
Heating
- Heating features: Has Heating (Unspecified Type)
Interior Area
- Total structure area: 1,872
Property
Details
- Parcel number: 050125009
- Lease amount: 0
Features
- Stories: 1
Lot
- Lot size: 0.28 Acres
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Heat Wave
- Hail
- Strong Wind
- Tornado
- Winter Weather
- Inland Flooding
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters Across Iowa Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $475 | $5,700 |
| Home Insurance * | $151 | $1,812 |
| Property Taxes | $115 | $1,380 |
| Electricity | $258 | $3,107 |
| Total | $999 | $11,988 |
Income You'd Need if You Spent...
Iowa FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-15 | Price change | $94,000 |
| 2026-02-13 | Listed for sale | $99,000 |
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