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351 N Main Ave, Groveland, FL, 34736

2beds
1baths
672sqft
$239,900
$357price/sqft
$1,895/moest. monthly cost
$75,800/yrincome needed

About This Home

One or more photo(s) has been virtually staged. Welcome to a thoughtfully designed and well-appointed home in the heart of Groveland. This newly constructed property offers a functional layout with an open living and dining area, a bright kitchen with modern cabinetry and appliances, and comfortable bedroom spaces designed for everyday living. The home features durable flooring throughout, ample natural light, and a clean, modern interior that creates a warm and inviting environment. The exterior offers a charming presence with a welcoming entry and yard space to enjoy. This property is part of an income-restricted homeownership program designed to provide an opportunity for eligible buyers to purchase at an attainable price point. Buyers must meet program requirements, including income guidelines and approval through the program administrator. If you are seeking a structured path to homeownership, this may be an opportunity worth exploring. Contact the listing agent for details on the process and next steps. Equal Housing Opportunity.

Getting Around

50
WalkingCar-Dependent
0
TransitVery Limited Transit
43
BikeSomewhat Bikeable

Schools

2/10
4/10
Gray Middle SchoolGrades 6-80.4 mi
4/10
South Lake High SchoolGrades 9-122.4 mi

Construction

Condition

  • Property condition: Completed
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: HardiPlank Type,SIP (Structurally Insulated Panel)

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Refrigerator,Washer
  • Laundry features: Common Area

Bathroom2

  • Level: First
  • Area: 81
  • Dimensions: 9x9

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Kitchen/Family Room Combo,Thermostat
  • Flooring: Vinyl

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 691
  • Total interior livable area: 672 sqft

Kitchen

  • Level: First
  • Area: 132
  • Dimensions: 11x12

Living Room

  • Level: First
  • Area: 132
  • Dimensions: 11x12

Primary Bedroom

  • Features: Built-in Closet
  • Level: First
  • Area: 81
  • Dimensions: 9x9

Property

Details

  • Parcel number: 192225000200005900
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Private Entrance

Lot

  • Lot size: 3,600 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Tornado
    TornadoVery High
  • Hurricane
    HurricaneRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Wildfire
    WildfireRelatively High

How This Home’s Risks Compare

Lightning
Tornado
Hurricane
Inland Flooding
Strong Wind
Wildfire

FEMA Declared Disasters in Lake County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,213$14,556
Home Insurance *$130$1,560
Property Taxes $355$4,260
Electricity $197$2,366
Total$1,895$22,740
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$64,971/yr
40% on housing$56,850/yr
45% on housing$50,533/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.9%
14.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$357This listing

vs Other Active Listings

Avg $/sqft

ZIP 34736$189
Lake County$157

vs Homes Sold Last Month

Median $/sqft

ZIP 34736$191
Lake County$206

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-06Listed for sale$239,900

New Construction

AgentNadia Wiltshire-Bernard
BrokerageKELLER WILLIAMS ELITE PARTNERS III REALTY

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