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1401 Oak Valley, Denton, TX, 76209

3beds
3baths
1,771sqft
$384,900
$217price/sqft
$2,991/moest. monthly cost
$119,640/yrincome needed

About This Home

OFFERING $7500 IN CLOSING COSTS OR A 2-1 BUY DOWN!!! TGC crafted 3-bedroom, 3-bath home by TGC Custom Homes featuring an exceptional floor plan designed for both comfort and functionality. This thoughtfully laid-out home offers abundant natural light throughout, creating a bright and inviting atmosphere in every room. In addition to the spacious bedrooms, you’ll find a dedicated office with stunning natural woodwork — perfect for working from home or creating a quiet retreat. The open living spaces flow seamlessly, making the home ideal for both everyday living and entertaining. Luxury finishes and custom details elevate this property well beyond typical builder-grade construction. From the carefully selected materials to the refined craftsmanship, every element reflects quality and intention. If you’re looking for a home that offers upscale design, thoughtful layout, and distinctive character, this TGC Custom Homes property delivers. Information deemed reliable but not guaranteed. Buyer and buyer’s agent to verify all information, including square footage, room sizes, schools, taxes, HOA, and any other pertinent details. Pictures are of previously built home, finish outs may vary. Call TGC CUSTOM homes to tour and for additional information.

Getting Around

7
WalkingCar-Dependent
16
TransitMinimal Transit
34
BikeSomewhat Bikeable

Schools

5/10
Calhoun Middle SchoolGrades 6-82.3 mi
5/10
Denton High SchoolGrades 9-124.0 mi

Construction

Condition

  • Year built: 2026

Type & Style

  • Home type: SingleFamily
  • Architectural style: Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Cooktop,Electric Oven

Bedroom

  • Features: Ceiling Fan(s)
  • Level: First
  • Dimensions: 11 x 11

Bedroom

  • Features: Ceiling Fan(s)
  • Level: First
  • Dimensions: 11 x 10

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Built-in Features,Eat-in Kitchen,Natural Woodwork
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes

Interior Area

  • Total interior livable area: 1,771 sqft

Living Room

  • Features: Ceiling Fan(s),Fireplace
  • Level: First
  • Dimensions: 16 x 18

Master Bedroom

  • Features: Ceiling Fan(s),En Suite Bathroom
  • Level: First
  • Dimensions: 13 x 14

Office

  • Level: First
  • Dimensions: 13 x 9

Property

Details

  • Parcel number: R1040193

Features

  • Levels: One
  • Stories: 1
  • Pool features: None

Lot

  • Lot size: 5,967 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Tornado
Hail
Heat Wave

FEMA Declared Disasters Across Texas Counties

Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,946$23,352
Home Insurance *$339$4,068
Property Taxes $468$5,616
Electricity $238$2,859
Total$2,991$35,892
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$102,548/yr
40% on housing$89,730/yr
45% on housing$79,760/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.2%
7.2%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -1.4%
-1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$217This listing

vs Other Active Listings

Avg $/sqft

ZIP 76209$145
Denton County$215

vs Homes Sold Last Month

Median $/sqft

ZIP 76209$181
Denton County$192

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-01Price change$384,900
2026-03-03Price change$399,900
2026-02-13Listed for sale$400,000

For Sale by Agent

AgentJamie Lasuzzo-Cook
BrokeragePost Oak Realty, LLC

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