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37 Newton Avenue, Saratoga Springs, NY, 12866

4beds
3baths
2,458sqft
$997,065
$406price/sqft
$6,755/moest. monthly cost
$270,200/yrincome needed

About This Home

New construction in Saratoga Springs showcasing refined craftsmanship by Kodiak Construction. Move-in ready August 2026. This 4-bedroom, 2.5-bath single family home features engineered hardwood floors throughout the open concept first floor. Upstairs find hardwood in the loft area and hallway with comfortable carpeting in the bedrooms. Custom California Closets are thoughtfully integrated throughout, including the spacious walk-in pantry. The kitchen boasts a generous 6'10'' long island with quartz countertops, ceramic tiled backsplash, stainless steel appliances and the sink overlooking the backyard through the large 4'x4' awning window. The primary suite offers a tray ceiling, spacious walk-in closet, double sink vanity, and a fully tiled shower. Enjoy 9' ceilings on the first floor, 8' on the second floor and 8'10'' ceiling height in the unfinished basement, enhancing the home's open and airy feel. The large 12' wide sliding glass door leads to the backyard, creating seamless indoor-outdoor living with ample natural light. A wonderful opportunity to own new construction in an established neighborhood. 3/4 mile to Downtown Saratoga, a few blocks from West Side Rec Park, Saratoga Golf and Polo Club and Saratoga Hospital. Photos are examples of Builder's previous work. Agent related to builder

Getting Around

65
WalkingSomewhat Walkable
23
TransitMinimal Transit
55
BikeBikeable

Schools

8/10
8/10

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Permanent
  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Custom
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Gas Water Heater,Microwave,Range,Range Hood,Refrigerator
  • Laundry features: Electric Dryer Hookup,Laundry Room,Upper Level,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Full,Interior Entry,Unfinished

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Family Room

  • Level: First

Features

  • Tray Ceiling(s),Walk-In Closet(s),Built-in Features,Ceramic Tile Bath,Eat-in Kitchen,Kitchen Island
  • Door features: Sliding Doors
  • Window features: Screens
  • Flooring: Tile,Vinyl,Carpet,Ceramic Tile,Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Family Room,Gas
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,458

Foyer

  • Level: First

Heating & Cooling

  • Heating features: Forced Air,Humidity Control,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,458
  • Total interior livable area: 2,458 sqft

Kitchen

  • Level: First

Laundry

  • Level: Second

Mud Room

  • Level: First

Primary Bedroom

  • Level: Second

Property

Details

  • Parcel number: 165.57160.11
  • Special condition: Standard
  • Other equipment: Irrigation Equipment

Features

  • Patio & porch: Composite Deck,Deck,Front Porch

Lot

  • Lot size: 5,662 sqft
  • Features: Level,Road Frontage,Sprinklers In Front,Cleared,Landscaped

Parking

  • Total spaces: 2
  • Parking features: Off Street,Paved,Attached,Driveway,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Ice Storm
Lightning

FEMA Declared Disasters in Saratoga County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,041$60,492
Home Insurance *$253$3,036
Property Taxes $1,055$12,660
Electricity $406$4,874
Total$6,755$81,060
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$231,600/yr
40% on housing$202,650/yr
45% on housing$180,133/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: -6.7%
-6.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.4%
-2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$406This listing

vs Other Active Listings

Avg $/sqft

ZIP 12866$449
Saratoga County$302

vs Homes Sold Last Month

Median $/sqft

ZIP 12866$330
Saratoga County$264

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-13Listed for sale$997,065

New Construction

AgentJeana Labas
BrokerageRoohan Realty

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