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40 Jessup Dr, Franklinton, NC, 27525

4beds
5baths
3,444sqft
$1,275,000
$370price/sqft
$7,989/moest. monthly cost
$319,560/yrincome needed

About This Home

Experience luxury single-level style living in this custom-built ranch home by multi-award winning Oak & Stone Custom Homes. This 4 bedroom, 4.5 baths home includes a first-floor owner's suite and 2 additional first floor bedrooms, each offering the comfort and privacy of their own en-suite bath and walk-in closets. Primary bedroom is a true retreat, complete with a spa-inspired custom bath showcasing a luxurious wet room, freestanding soaking tub, and an expansive custom walk-in closet. A large living room with vaulted ceiling serves as the heart of the home, featuring a gas fireplace, custom built-ins, and an open, airy feel perfect for both entertaining and everyday living. Gourmet kitchen boasts a massive island, custom ceiling-height cabinetry with soft-close features, stainless steel appliances, gas range with pot filler, and a separate scullery for added prep and storage space. Adjacent to the kitchen is a dining area, designated office, and laundry room with lots of storage space. Upstairs includes a 4th bedroom/bonus room with full bathroom and walk-in attic. Seamlessly blending indoor and outdoor living, enjoy an oversized epoxy 3-car garage and a screened-in porch featuring its own fireplace that opens to the backyard, --perfect for year-round enjoyment.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
6
BikeSomewhat Bikeable

Schools

3/10
Franklinton ElementaryGrades PK-53.2 mi
6/10
6/10
Franklinton HighGrades 9-125.5 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Roof: Shingle
  • Construction materials: Fiber Cement,Stone

Notable Dates

  • Major remodel year: 2026

Other

  • Builder name: Oak And Stone Custom Homes

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch, Transitional
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Bar Fridge,Built-In Gas Range,Convection Oven,Dishwasher,Double Oven,Exhaust Fan,Gas Range,Gas Water Heater,Microwave,Plumbed For Ice Maker,Range Hood,Refrigerator,Self Cleaning Oven,Stainless Steel Appliance(s),Tankless Water Heater,Vented Exhaust Fan
  • Laundry features: Electric Dryer Hookup,Laundry Room,Main Level,Sink

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Features

  • Bathtub/Shower Combination,Breakfast Bar,Built-in Features,Ceiling Fan(s),Chandelier,Double Vanity,Dual Closets,Entrance Foyer,High Ceilings,Kitchen Island,Open Floorplan,Quartz Counters,Recessed Lighting,Separate Shower,Smooth Ceilings,Soaking Tub,Storage,Tray Ceiling(s),Vaulted Ceiling(s),Walk-In Closet(s),Walk-In Shower,Water Closet
  • Flooring: Tile,Wood
  • Number of fireplaces: 2
  • Fireplace features: Gas Log,Great Room,Propane
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 3,444

Heating & Cooling

  • Heating features: Central,Fireplace(s),Forced Air,Heat Pump,Propane,Zoned
  • Cooling features: Ceiling Fan(s),Central Air,Electric,Heat Pump,Multi Units,Zoned

Interior Area

  • Total structure area: 3,444
  • Total interior livable area: 3,444 sqft

Property

Details

  • Parcel number: 1846424343
  • Special condition: Standard

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Covered,Front Porch,Rear Porch,Screened
  • Exterior features: Lighting,Private Yard,Rain Gutters
  • Has view: Yes

Lot

  • Lot size: 1 Acres
  • Features: Back Yard,Hardwood Trees,Landscaped,Many Trees,Private

Parking

  • Total spaces: 6
  • Parking features: Attached,Concrete,Garage,Garage Door Opener,Garage Faces Side
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes
  • Uncovered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Winter Weather
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Franklin County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,447$77,364
Home Insurance *$479$5,748
Property Taxes $743$8,916
Electricity $320$3,849
Total$7,989$95,868
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$273,908/yr
40% on housing$239,670/yr
45% on housing$213,040/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$370This listing

vs Other Active Listings

Avg $/sqft

ZIP 27525$198
Franklin County$179

vs Homes Sold Last Month

Median $/sqft

ZIP 27525$181
Franklin County$208

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-13Listed for sale$1,275,000

New Construction

AgentCasey Jolly
BrokerageColdwell Banker Advantage

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