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1051 State Highway 746, Wellington, KY, 40387

4beds
3baths
3,610sqft
$499,000
$138price/sqft
$3,486/moest. monthly cost
$139,440/yrincome needed

About This Home

Welcome to 1051 Hwy 746 in Wellington where comfort, versatility, and lifestyle come together in one exceptional property. From the moment you arrive, you'll notice this home is designed to offer both everyday livability and standout features you won't easily find elsewhere. The main level showcases three spacious bedrooms and two full baths, including a stunning primary suite with soaring ceilings and abundant natural light. This private retreat features two closets, one perfectly suited for a home office or flex space a generous walk-in closet, and a spa-inspired en-suite bath complete with a walk-in shower and dedicated linen storage. Thoughtful touches continue throughout the home, including a bedroom with a built-in desk, a separate laundry room with added storage, and a cozy propane gas fireplace that creates a warm, inviting atmosphere in the main living space. Downstairs, the fully finished lower level offers incredible flexibility, ideal for multigenerational living, guests, or entertaining. Enjoy a second living area, a convenient kitchenette, an additional non-egress room, full bath, storm shelter, dehumidifier, and unfinished storage space. Backup propane gas stoves provide added peace of mind. Movie nights will never be the same thanks to the fully equipped home theater. Complete with chairs, projector, and surround sound, all included with the property. Step outside and experience a property that truly sets itself apart. The fenced front yard is perfect for pets, while wooded trails and a nearby waterfall create a peaceful, private escape. For those dreaming of a homestead lifestyle, the established setup includes a chicken coop with roll-out nesting boxes and a thriving collection of fruit trees and berries, peach and apple trees, plus blueberries, raspberries, and blackberries. Car enthusiasts and hobbyists will be equally impressed by the expansive garage featuring a lift and space for four or more vehicles, an additional parking area with a paint booth, and a separate storage building, an incredibly rare find. Conveniently located with easy access to Lexington, this Wellington property delivers privacy, functionality, and distinctive amenities all in one remarkable opportunity. House is back on the market at no fault of it's own.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

5/10
Menifee Central SchoolGrades PK-83.7 mi
3/10

Construction

Condition

  • Year built: 2012

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator,Self Cleaning Oven
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Finished,Full,Walk-Out Access

Bathroom1

  • Level: First

Bathroom2

  • Level: First

Bathroom3

  • Level: Lower

Bathroom3

  • Level: Lower

Bedroom1

  • Level: First

Bedroom2

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Family Room

  • Level: Lower

Features

  • Breakfast Bar,Walk-In Closet(s),Ceiling Fan(s)
  • Window features: Storm Window(s)
  • Flooring: Carpet,Hardwood,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Living Room,Recreation Room
  • Fireplace: Yes
  • Finished area below ground: 1,630
  • Finished area above ground: 1,980

Heating & Cooling

  • Heating features: Geothermal
  • Cooling features: Geothermal

Interior Area

  • Total structure area: 3,610
  • Total interior livable area: 3,610 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: First

Other

  • Level: Lower

Utility Room

  • Level: First

Property

Details

  • Other equipment: Dehumidifier

Features

  • Levels: One
  • Has view: Yes
  • View description: Rural,Trees/Woods
  • Horses can be raised: Yes

Lot

  • Lot size: 6.20 Acres
  • Features: Secluded,Wooded,Few Trees

Parking

  • Total spaces: 2
  • Parking features: Attached Garage,Detached Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Landslide
    LandslideModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Strong Wind
Winter Weather
Cold Wave
Hail
Landslide
Tornado
Wildfire

FEMA Declared Disasters Across Kentucky Counties

Flood
Hurricane
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,523$30,276
Home Insurance *$491$5,892
Property Taxes $187$2,244
Electricity $285$3,421
Total$3,486$41,832
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$119,520/yr
40% on housing$104,580/yr
45% on housing$92,960/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 12.0%
12.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$138This listing

vs Other Active Listings

Avg $/sqft

ZIP 40387$173
Menifee County$117

vs Homes Sold Last Month

Median $/sqft

ZIP 40387$133
Menifee County$125

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-21Price change$505,000
2026-03-05Listed for sale$509,500
2026-02-25Pending sale$509,500
2026-02-13Listed for sale$509,500

For Sale by Agent

AgentCourtney Ann Mangold
BrokerageThe Agency

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