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18435 W 195th Ter, Spring Hill, KS, 66083

3beds
2baths
1,760sqft
$533,650
$303price/sqft
$3,690/moest. monthly cost
$147,600/yrincome needed

About This Home

This 1,760-square-foot traditional ranch-style new home is complemented by a cedar-accented front tower, cedar shutters, and stone accents. This lady offers a 3-bedroom, 2-bathroom open-concept floor plan. When it's time to come together, gather around the spacious center island in the kitchen, the cozy fireplace in the living area, or the dining room that is perfect for game night! Another outstanding home feature is the large back patio which is great for hosting outdoor get-togethers! These photos are a representation of the Christine. Selections may vary from this home and plans are subject to minor changes. Please schedule an appointment if you have any questions about this home or others.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

7/10
5/10
8/10
Spring Hill High SchoolGrades 9-120.3 mi

Construction

Condition

  • Property condition: New Construction,Under Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Roof: Asphalt,Composition
  • Construction materials: Brick,Stone

Other

  • Builder name: Arise Homes

Type & Style

  • Home type: SingleFamily
  • Architectural style: RanchRambler
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Range

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Wired for Data,Walk-In Closet(s)
  • Window features: Double Pane Windows
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,760 sqft

Property

Features

  • Levels: 1.0
  • Stories: 1
  • Patio & porch: Patio

Parking

  • Total spaces: 3
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Tornado
Winter Weather
Cold Wave
Hail
Heat Wave
Ice Storm
Lightning
Inland Flooding

FEMA Declared Disasters Across Kansas Counties

Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,698$32,376
Home Insurance *$333$3,996
Property Taxes $498$5,976
Electricity $161$1,935
Total$3,690$44,280
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$126,514/yr
40% on housing$110,700/yr
45% on housing$98,400/yr

Kansas FAIR Plan Programs

Kansas All-Industry Placement Facility

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 11,507Commercial: 209
Total Premiums$9.41M
Total Exposure$949,000

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.4%
9.4%
0%30.0%
Electricity Growth Rate10-year average: 1.6%
1.6%
0%15.0%
Property Taxes Growth Rate2-year average: 2.2%
2.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$303This listing

vs Other Active Listings

Avg $/sqft

ZIP 66083$216
Johnson County$226

vs Homes Sold Last Month

Median $/sqft

ZIP 66083$215
Johnson County$208

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-25Price change$516,699
2026-02-13Listed for sale--

New Construction Spec

BrokerageArise Homes

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