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40 N Branson Cove Rd, Hague, VA, 22469

3beds
3baths
2,456sqft
$349,900
$142price/sqft
$2,353/moest. monthly cost
$94,120/yrincome needed

About This Home

Step into the ultimate lifestyle destination with this stunning 2,456 sq. ft. gem in the highly sought-after Branson Cove. Perfectly blending traditional charm with unbeatable water access, this home is more than just a residence; it's your gateway to the lake. Whether it's a sunrise fishing trip or a sunset cruise, the River is your playground. With 2,456 square feet of meticulously maintained living space, there is room for everyone to spread out and relax. Your gourmet kitchen features rich oak cabinetry, sleek granite countertops, and a peninsula bar, perfect for hosting gatherings! Your formal dining room is an elegant space featuring classic wainscoting and a designer chandelier for those special holiday meals. Cozy up by the fireplace in a living area designed for relaxation, framed by large windows that invite the outdoors in. Your future home features three generous bedrooms. The primary suite offers a peaceful escape with ample room for a king-sized set and a sitting area. Two and a half bathrooms are thoughtfully placed for convenience, including a main-level powder room for guests. Your future home has a versatile layout. The expansive floor plan ensures that whether you're working from home or hosting a crowd, you never feel crowded. Your two-car garage has plenty of room for vehicles and all your lake toys. Don't miss your chance to own 2,456 sq. ft. of paradise in Branson Cove! This combination of interior scale and deeded wat

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

3/10
Cople Elementary SchoolGrades PK-55.1 mi
9/10
Montross Middle SchoolGrades 6-89.2 mi
3/10

Construction

Condition

  • Year built: 2010

Materials

  • Roof: Age 10+ yrs
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: Townhouse
  • Property subType: Water Access Residential,Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range,Refrigerator,Washer
  • Laundry features: Washer/Dryer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Features: Dining Room,Other

Features

  • 1st Floor Bedroom,Cathedral/Vaulted/Tray Ceilings,Ceiling 9 Ft+,Dining Room,Fireplace,Walk-In Closet(s),Other
  • Window features: Double Pane Windows
  • Flooring: Hardwood,Other
  • Number of fireplaces: 1
  • Fireplace features: Living Room,One Fireplace
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Electric,Heat Pump

Interior Area

  • Total structure area: 2,456
  • Total interior livable area: 2,456 sqft

Property

Details

  • Zoning description: R

Features

  • Levels: Two
  • Exterior features: Other
  • Has view: Yes
  • View description: River/Creek View
  • Has water view: Yes
  • Water view: River/Creek View
  • Waterfront features: Water Access-Private
  • Waterbody name: Potomac River
  • Frontage length: 0

Lot

  • Lot size: 9,147 sqft
  • Features: < .5 acre,Deeded Water Rights

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Two Car,Elec Garage Door Opener,Paved Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Hurricane
    HurricaneRelatively High
  • Drought
    DroughtModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Drought
Inland Flooding
Ice Storm
Lightning
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance *$168$2,016
Property Taxes $180$2,160
Electricity $236$2,838
Total$2,353$28,236
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$80,674/yr
40% on housing$70,590/yr
45% on housing$62,746/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.4%
6.4%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 4.9%
4.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$142This listing

vs Other Active Listings

Avg $/sqft

ZIP 22469$270
Westmoreland County$186

vs Homes Sold Last Month

Median $/sqft

ZIP 22469
Westmoreland County$236

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-16Price change$374,900
2026-02-13Listed for sale$399,900

For Sale by Agent

AgentDanny Joe Mundy, Iii
BrokerageRe/Max Supercenter

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