4467 Charm Dr, Waterloo, IA, 50701
About This Home
“Under contract with a 48 hour clause. Contact your agent for details” Step into effortless luxury with this brand-new zero-entry ranch designed to impress from the moment you walk through the door. Thoughtfully crafted with high-end finishes and a bright, open-concept layout, this home blends modern elegance with everyday comfort. The spacious living room stuns with a dramatic tray ceiling and a gorgeous shiplap fireplace with custom mantel and side shelving, an inviting focal point perfect for cozy evenings or entertaining guests. The chef-inspired kitchen is the heart of the home, featuring custom cabinetry, expansive quartz countertops, and a show-stopping 9-foot island with seating for four, ideal for gatherings, meal prep, or morning coffee. Enjoy year-round comfort with heated in-floor heating throughout the entire main level. The luxurious primary suite offers a spa-like retreat with a tiled walk-in shower, quartz double vanity, and a generous walk-in closet. Two additional bedrooms and a full bath provide flexibility for family, guests, or a home office. Step outside to a patio just off the dining area, perfect for summer evenings, plus a large concrete pad ready for a future storage shed. Located in a highly desirable and convenient area, this home also qualifies for the Waterloo 3-year property tax abatement, adding incredible value and affordability. Stylish. Functional. Move-in ready. This is the one, schedule your private showing today before it’s gone!
Getting Around
Car-Dependent
No Nearby Transit
BikeableSchools
Construction
Condition
- Year built: 2025
Materials
- Roof: Shingle,Asphalt
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Basement
- Has basement: Yes
- Basement: Slab
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Features
- Fireplace features: One,Electric,Living Room
- Fireplace: Yes
- Finished area below ground: 0
Heating & Cooling
- Heating features: Forced Air,Radiant Floor
- Cooling features: Central Air
Interior Area
- Total interior livable area: 1,742 sqft
Other
- Level: Upper
Other
- Level: Main
Other
- Level: Lower
Property
Details
- Parcel number: 881307352003
- Zoning: R-2
- Special condition: Standard
Features
- Patio & porch: Patio
Lot
- Lot size: 0.27 Acres
- Lot size dimensions: 70x170
Parking
- Total spaces: 3
- Parking features: 3 or More Stalls,Attached Garage
- Covered spaces: 3
- Carport spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Tornado
- Winter Weather
- Cold Wave
- Drought
- Hail
- Inland Flooding
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters Across Iowa Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,123 | $25,476 |
| Home Insurance * | $376 | $4,512 |
| Property Taxes | $465 | $5,580 |
| Electricity | $129 | $1,559 |
| Total | $3,093 | $37,116 |
Income You'd Need if You Spent...
Iowa FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-02-13 | Listed for sale | $437,250 |
| 2025-07-29 | Sold | $44,500 |
View on Zillow