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2237 Modera Ave, Billings, MT, 59105

3beds
2baths
1,472sqft
$399,000
$271price/sqft
$2,664/moest. monthly cost
$106,560/yrincome needed

About This Home

New home! Welcome to a plan favorite in the desirable High Sierra Subdivision! The covered front porch invites you into this single level beauty. The naturally lit vaulted living area serves as the center of the home. Open dining room and kitchen concept surrounded in cabinets with cupboard style pantry, stainless appliances, and a window sink. Exit the dining room through the large sliding door to the patio and backyard. Over-sized vaulted primary suite {room for sitting area to read your favorite book} with walk-in closet and bath {double sinks, walk-in shower}. 2 guest bedrooms and additional full bath. Hall storage, laundry with cupboards, and more! 3 car garage. Views of ranch land. A must see!

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

5/10
3/10
4/10
Skyview High SchoolGrades 9-120.7 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Roof: Asphalt,Shingle
  • Construction materials: HardiPlank Type

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Oven,Range

Basement

  • Basement: Crawl Space

Bedroom

  • Features: Closet
  • Level: Main

Bedroom

  • Features: Closet
  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Dining Room

  • Features: Recessed Lighting,Sliding Doors
  • Level: Main

Features

  • Finished area above ground: 1,472

Heating & Cooling

  • Heating features: Forced Air,Gas
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,472 sqft

Kitchen

  • Features: Recessed Lighting,Sink
  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Features: Closet,Recessed Lighting,Walk-In Closet(s)
  • Level: Main

Other

  • Features: Closet
  • Level: Main

Property

Details

  • Parcel number: A38286
  • Zoning description: Suburban Neighborhood Residential

Features

  • Stories: 1
  • Patio & porch: Front Porch,Patio
  • Exterior features: Patio
  • Fencing: None

Lot

  • Lot size: 8,894 sqft
  • Features: Other

Parking

  • Total spaces: 3
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Winter Weather
    Winter WeatherVery High
  • Lightning
    LightningRelatively High
  • Wildfire
    WildfireRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Winter Weather
Lightning
Wildfire
Hail
Inland Flooding
Strong Wind

FEMA Declared Disasters in Yellowstone County and Montana

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,017$24,204
Home Insurance $250$3,000
Property Taxes $246$2,952
Electricity $151$1,812
Total$2,664$31,968

Income You'd Need if You Spent...

35% on housing$91,337/yr
40% on housing$79,920/yr
45% on housing$71,040/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 1.3%
1.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.9%
2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$271This listing

vs Other Active Listings

Avg $/sqft

ZIP 59105$163
Yellowstone County$220

vs Homes Sold Last Month

Median $/sqft

ZIP 59105$173
Yellowstone County$194

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-15Listed for sale$406,400
2026-04-14Listing removed$409,900
2026-02-13Listed for sale$409,900

New Construction

AgentLauren Johnson
BrokerageOakland & Company

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