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369 Alta Ave, Ashland, OR, 97520

3beds
4baths
2,831sqft
$649,000
$229price/sqft
$4,094/moest. monthly cost
$163,760/yrincome needed

About This Home

Ashland duplex built in 1996 with 2,831 SF and two well-designed units: one is a 1BD/2BA with office and one is a 2BD/2BA--an ideal setup for owner-occupancy or long-term investment. The main residence feels like a single-family home, offering a double garage, inviting foyer, vaulted ceilings, hardwood floors, granite counters, a spacious laundry room, and two gas fireplaces with one anchoring the living room and another in the primary suite. The primary bedroom also opens to a private deck, while the generous bathroom includes a soaking tub for an easy end-of-day retreat. A large view deck extends the great room, creating a comfortable indoor-outdoor flow for entertaining, morning coffee, or evening sunsets. The second unit features a functional single-level layout with two bedrooms, two full baths, and its own two-car garage, plus a tenant already in place, providing immediate rental opportunity. A rare Ashland property that blends space, privacy, and flexibility.

Getting Around

53
WalkingSomewhat Walkable
0
TransitVery Limited Transit
41
BikeSomewhat Bikeable

Schools

8/10
Helman Elementary SchoolGrades K-50.7 mi
7/10
Ashland Middle SchoolGrades 6-82.0 mi
9/10
Ashland High SchoolGrades 9-121.5 mi

Construction

Condition

  • Year built: 1996

Materials

  • Foundation: Concrete Perimeter
  • Roof: Composition
  • Construction materials: Frame

Type & Style

  • Home type: MultiFamily
  • Architectural style: Traditional
  • Property subType: Duplex,Multi Family

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Disposal,Dryer,Microwave,Oven,Range Hood,Refrigerator,Washer,Water Heater

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Full bathrooms: 4

Features

  • Breakfast Bar,Built-in Features,Ceiling Fan(s),Central Vacuum,Enclosed Toilet(s),Granite Counters,Kitchen Island,Pantry,Shower/Tub Combo,Vaulted Ceiling(s),Walk-In Closet(s)
  • Window features: Double Pane Windows,Vinyl Frames
  • Flooring: Carpet,Hardwood,Tile,Vinyl
  • Fireplace features: Gas,Living Room,Primary Bedroom
  • Fireplace: Yes
  • Common walls with other units/homes: 1 Common Wall

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,831
  • Total interior livable area: 2,831 sqft

Property

Details

  • Parcel number: 10057718
  • Zoning description: R-1-7 5
  • Special condition: Standard

Features

  • Levels: Three Or More
  • Stories: 3
  • Patio & porch: Other,See Remarks
  • Has view: Yes
  • View description: Mountain(s),Territorial

Lot

  • Lot size: 9,583 sqft
  • Features: Corner Lot,Landscaped,Sloped

Parking

  • Parking features: Asphalt,Attached,Driveway,Garage Door Opener
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Winter Weather
Earthquake
Heat Wave
Inland Flooding
Wildfire

FEMA Declared Disasters in Jackson County and Oregon

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,281$39,372
Home Insurance *$163$1,956
Property Taxes $394$4,728
Electricity $256$3,083
Total$4,094$49,128
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$140,365/yr
40% on housing$122,820/yr
45% on housing$109,173/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.7%
10.7%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.5%
1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$229This listing

vs Other Active Listings

Avg $/sqft

ZIP 97520$343
Jackson County$260

vs Homes Sold Last Month

Median $/sqft

ZIP 97520$292
Jackson County$265

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-07Price change$750,000
2026-02-13Listed for sale$795,000

For Sale by Agent

AgentMartin Outdoor Property Group
BrokerageJohn L. Scott Medford

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