1013-1017 W Santa Fe Ave, Merced, CA, 95340
About This Home
Welcome to 1013 & 1017 Santa Fe in Merced, two fully detached single-family homes on one parcel, both 2 bed/1 bath, updated, turnkey, and ideal for seasoned investors, multigenerational living, or house hacking. Each home offers a clean, functional layout plus its own detached garage and private yard, providing true separation and privacy with strong long-term rental appeal. Live in one and rent the other to offset your mortgage, rent both for immediate income, or hold long-term in a growing Merced market near UC Merced and key commuter corridors plus ADU potential has been verified with the City of Merced, creating a clear path for a possible third unit (buyer to verify). Some photos are virtually staged.
Getting Around
Somewhat Walkable
Very Limited Transit
BikeableSchools
Construction
Condition
- Property condition: Updated/Remodeled,Turnkey
- Year built: 1960
Materials
- Foundation: Slab
- Roof: Composition,Shingle
- Construction materials: Frame,Stucco
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Laundry features: Inside
Bathroom
- Features: Tub Shower
Bedroom
- Features: All Bedrooms Down
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
- Main level bathrooms: 2
- Main level bedrooms: 2
Features
- Eat-in Kitchen,All Bedrooms Down
- Flooring: Vinyl
- Fireplace features: None
- Common walls with other units/homes: No Common Walls
Heating & Cooling
- Heating features: See Remarks
- Cooling features: See Remarks
Interior Area
- Total interior livable area: 726 sqft
Kitchen
- Features: Quartz Counters
Property
Details
- Parcel number: 030063024000
- Special condition: Standard
Features
- Levels: One
- Stories: 1
- Entry location: front
- Pool features: None
- Has view: Yes
- View description: Neighborhood
Lot
- Lot size: 6,500 sqft
- Features: Landscaped
Parking
- Total spaces: 2
- Parking features: Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Inland Flooding
- Heat Wave
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters in Merced County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,401 | $28,812 |
| Home Insurance * | $166 | $1,992 |
| Property Taxes | $265 | $3,180 |
| Electricity | $398 | $4,786 |
| Total | $3,230 | $38,760 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-15 | Price change | $475,000 |
| 2026-03-07 | Price change | $499,900 |
| 2026-02-13 | Listed for sale | $549,900 |
View on Zillow