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161 Tarpon Lot 161, Punta Gorda, FL, 33950

--beds
0baths
--sqft
$65,000
--price/sqft
$614/moest. monthly cost
$24,560/yrincome needed

About This Home

VACANT LOT READY FOR YOUR NEW MANUFACTURED HOME! Located in the highly desirable Alligator Park a welcoming 55+ Co-op Community in Punta Gorda, this 60' x 80' lot sits just steps from the heated pool, clubhouse, and year-round activities. The sale includes the Co-op share valued at $60,000, which is deeded to the property—an incredible value rarely available in this sought-after resident-owned community. Residents of Alligator Park enjoy an impressive range of amenities, including a community clubhouse, library, laundry facility, shuffleboard courts, mailbox area, golf-cart-friendly streets, and pet-friendly spaces. The community also features a 34-acre lake, perfect for catch-and-release fishing and non-motorized watercraft. Be sure to check out the active social calendar on the park’s website—there’s always something happening! The LOW monthly HOA fee covers water, sewer, trash, lawn care, and full access to all community amenities, offering an affordable and carefree lifestyle. Conveniently located near the Punta Gorda Airport (served by Allegiant Airlines), downtown Punta Gorda, waterfront parks, dining, shopping, and more. This vacant lot presents an excellent opportunity to place your new manufactured home and enjoy a relaxed, friendly, and activity-filled environment. SELLER FINANCING OPTIONS!

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

5/10
East Elementary SchoolGrades PK-54.3 mi
4/10
4/10
Charlotte High SchoolGrades 9-124.0 mi

Construction

Type & Style

  • Home type: Cooperative
  • Property subType: Stock Cooperative,Unimproved Land

Property

Details

  • Parcel number: 412327309907
  • Zoning: PD
  • Special condition: None

Features

  • Waterfront features: Lake

Lot

  • Lot size: 4,799 sqft
  • Lot size dimensions: 60 x 80

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Inland Flooding
Wildfire
Tsunami

FEMA Declared Disasters in Charlotte County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $328$3,936
Home Insurance *$44$528
Property Taxes $45$540
Electricity $197$2,366
Total$614$7,368
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$21,051/yr
40% on housing$18,420/yr
45% on housing$16,373/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.9%
13.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.7%
4.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 33950$217
Charlotte County$200

vs Homes Sold Last Month

Median $/sqft

ZIP 33950$267
Charlotte County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-02-15Listed for sale$65,000

For Sale by Agent

AgentJill Null
BrokerageCOLDWELL BANKER REALTY

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