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92-8658 Catamaran Ln, Captain Cook, HI, 96704

2beds
1baths
884sqft
$349,000
$395price/sqft
$2,421/moest. monthly cost
$96,840/yrincome needed

About This Home

Enter into your new residence through the gated driveway. At the front entry lanai, there's a stained tongue & groove tray ceiling with a fan, to cool you down in the Hawaiian evenings.  This brand new 2 bedroom, 1 bathroom home comes with a suite of brand-new kitchen appliances. Featuring a refrigerator, gas range/oven, microwave, dishwasher & disposal. The primary bedroom has a tray ceiling adding to your bedroom sanctuary. The second bedroom can be used for an office, guest room or even a home gym. The two-car garage is equipped with a washer & dryer and  a wash basin, providing element protection for both you and your appliances.  The property also includes a sought-after UV water filtration system and an on-demand water heater. Current real property tax is for land only, house not yet assessed for taxes.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Schools

2/10
Naalehu Elementary SchoolGrades PK-612.1 mi
1/10
Ke Kula O EhunuikaimalinoGrades PK-1229.8 mi

Construction

Condition

  • Year built: 2026

Materials

  • Construction materials: Double Wall

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Oven,Refrigerator,Washer

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Vinyl

Heating & Cooling

  • Heating features: None
  • Cooling features: None

Interior Area

  • Total structure area: 884
  • Total interior livable area: 884 sqft

Property

Details

  • Parcel number: 3921170480000
  • Zoning: A-1A
  • Special condition: Fee Simple,Standard

Features

  • Levels: One
  • Has view: Yes
  • View description: Forest
  • Topography of land: Fairly Level

Lot

  • Lot size: 1 Acres
  • Features: Rocky,Wooded

Parking

  • Parking features: Attached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingVery High
  • Volcanic Activity
    Volcanic ActivityVery High
  • Lightning
    LightningRelatively High
  • Wildfire
    WildfireRelatively High

How This Home’s Risks Compare

Earthquake
Inland Flooding
Volcanic Activity
Lightning
Wildfire

FEMA Declared Disasters Across Hawaii Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,764$21,168
Home Insurance *$182$2,184
Property Taxes $101$1,212
Electricity $374$4,497
Total$2,421$29,052
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$83,005/yr
40% on housing$72,630/yr
45% on housing$64,560/yr

Hawaii FAIR Plan Programs

Hawaii - Hurricane Relief Fund

Covered
WindWind
Visit Website →
Current Policies
Residential: 2,402Commercial: -4
Total Premiums$5.57M
Total Exposure$928.92M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 5.6%
5.6%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$395This listing

vs Other Active Listings

Avg $/sqft

ZIP 96704$351
Hawaii County$497

vs Homes Sold Last Month

Median $/sqft

ZIP 96704$384
Hawaii County$424

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-13Price change$339,000
2026-04-08Price change$349,000
2026-03-10Price change$365,000
2026-02-14Listed for sale$375,000

For Sale by Agent

AgentTiana Kachine Spikerman
BrokerageColdwell Banker Island Properties - Hilo

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