20513 Polynesian Loop #91, Estero, FL, 33928
About This Home
Live the Cove Lifestyle! Enjoy 12 Months Rent-Free included with New Home Purchases Price! Welcome to brand new luxury living at an unbeatable value. This newly constructed home is now offered at a reduced price - plus receive 3 months FREE lot rent when purchased by March 31. Designed with modern elegance throughout, this open-concept home is filled with natural light and upscale finishes. The chef-inspired kitchen features stainless steel appliances, designer cabinetry, and a spacious island that flows seamlessly into the dining and living areas - perfect for entertaining or everyday comfort. The primary suite offers a private retreat with a spa-style en-suite bath, while the additional bedrooms provide flexibility for guests or a home office. Don't miss this limited-time opportunity to secure a brand-new home with exceptional savings. Contact our onsite team today to schedule your private tour and take advantage of this special offer before it expires. Estero Bay offers a refined, low-maintenance lifestyle in a prime Southwest Florida location. 55+ age restrictions apply.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2025
Type & Style
- Home type: MobileManufactured
- Property subType: Manufactured Home
Interior
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Features
- Finished area above ground: 1,344
Interior Area
- Total structure area: 1,344
- Total interior livable area: 1,344 sqft
Property
Details
- On leased land: Yes
- Lease amount: 1002
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Coastal Flooding
- Inland Flooding
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Lee County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $960 | $11,520 |
| Home Insurance * | $95 | $1,140 |
| Property Taxes | $123 | $1,476 |
| Electricity | $197 | $2,366 |
| Total | $1,375 | $16,500 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-05 | Price change | $199,900 |
| 2026-02-14 | Listed for sale | $235,900 |
View on Zillow