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493 Harmony Ter, Atlanta, GA, 30309

4beds
5baths
2,549sqft
$639,000
$251price/sqft
$4,144/moest. monthly cost
$165,760/yrincome needed

About This Home

With an open-concept floor plan and expertly designed finishes, this quick-move-in home is perfect for the way you live. A large center island in the kitchen overlooks the casual dining and great room areas. Towering over the Midtown skyline, the fourth-floor loft offers endless opportunities for hosting and entertaining. Deluxe modern luxury lifestyle. The Fawcett's inviting covered entry and foyer flow up the welcoming stairs, revealing the spacious living room and dining room. The well-designed gourmet kitchen is highlighted by a large center island with breakfast bar, plenty of counter and cabinet space, and sizable walk-in pantry. The lovely primary bedroom suite is enhanced by a huge walk-in closet and spa-like primary bath with dual-sink vanity, large luxe shower with seat, and private water closet. The secondary bedroom features a walk-in closet and private bath. Secluded on the fourth level is a bedroom suite with walk-in closet and shared hall bath, overlooking a generous loft with rooftop terrace. Additional highlights include a first-level bedroom suite with walk-in closet and private bath; convenient second level powder room and thoughtful workspace; centrally located third floor laundry; and additional storage. Disclaimer: Photos are images only and should not be relied upon to confirm applicable features.

Getting Around

75
WalkingVery Walkable
47
TransitSome Transit
59
BikeBikeable

Schools

6/10
Rivers Elementary SchoolGrades PK-52.0 mi
7/10
Sutton Middle SchoolGrades 6-82.7 mi
7/10
North Atlanta High SchoolGrades 9-125.5 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Other

  • Builder name: Toll Brothers

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Interior Area

  • Total interior livable area: 2,549 sqft

Property

Features

  • Levels: 4.0
  • Stories: 4

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Hail
Lightning
Tornado

FEMA Declared Disasters Across Georgia Counties

Flood
Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,231$38,772
Home Insurance *$193$2,316
Property Taxes $473$5,676
Electricity $247$2,971
Total$4,144$49,728
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$142,080/yr
40% on housing$124,320/yr
45% on housing$110,506/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.7%
2.7%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$251This listing

vs Other Active Listings

Avg $/sqft

ZIP 30309$362
Fulton County$220

vs Homes Sold Last Month

Median $/sqft

ZIP 30309$435
Fulton County$202

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-01Price change$641,000
2026-02-14Listed for sale$639,000

New Construction Spec

BrokerageToll Brothers

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