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12504 Blue Jay Trl, Fort Wayne, IN, 46814

4beds
4baths
3,843sqft
$779,900
$203price/sqft
$5,655/moest. monthly cost
$226,200/yrincome needed

About This Home

If you have been searching for the perfect Ranch/ Basement in SW Ft. Wayne...It's HERE!! This brand new home by Prime Homes has beautiful design elements at every turn! Just under 4,000 finished sq. ft, this home will accommodate your living and entertainment needs in the most eye catching way! Loads of natural daylight rolls into this home cheerfully highlighting the elegance throughout! Featuring cathedral ceilings, oversized bedrooms, and even a grocery door from the garage to the pantry, this home is sure to catch your attention! The large open basement is plumbed for a wet bar and even features the cutest reading nook! Kitchen appliances have now been installed. Refrigerator, Range, Dishwasher and Microwave are all included in this sale. The cold weather made us wait for the driveway but is anticipated to be poured in the next 2 weeks! Come and take a look! You will want to make this home yours!

Getting Around

2
WalkingCar-Dependent
0
TransitNo Nearby Transit
31
BikeSomewhat Bikeable

Schools

6/10
6/10
Woodside Middle SchoolGrades 6-80.4 mi
10/10

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Roof: Metal,Shingle
  • Construction materials: Brick,Cedar,Vinyl Siding

Other

  • Builder name: Prime Homes

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Range/Oven Hk Up Gas/Elec,Dishwasher,Microwave,Refrigerator,Gas Range,Gas Water Heater
  • Laundry features: Dryer Hook Up Gas/Elec,Main Level

Basement

  • Has basement: Yes
  • Basement: Daylight,Full,Finished,Concrete,Sump Pump

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bedrooms: 3

Dining Room

  • Level: Main
  • Area: 108

Family Room

  • Level: Basement
  • Area: 360

Features

  • 1st Bdrm En Suite,Ceiling-9+,Cathedral Ceiling(s),Ceiling Fan(s),Beamed Ceilings,Walk-In Closet(s),Stone Counters,Eat-in Kitchen,Entrance Foyer,Kitchen Island,Open Floorplan,Pantry,Split Br Floor Plan,Double Vanity,Stand Up Shower,Tub/Shower Combination,Main Level Bedroom Suite,Great Room,Custom Cabinetry
  • Flooring: Carpet,Tile,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Attic: Pull Down Stairs,Storage
  • Finished area below ground: 1,743
  • Finished area above ground: 2,100

Heating & Cooling

  • Heating features: Natural Gas,Forced Air,High Efficiency Furnace
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,200
  • Total interior livable area: 3,843 sqft

Kitchen

  • Level: Main
  • Area: 247

Living Room

  • Level: Main
  • Area: 342

Property

Details

  • Parcel number: 021108298005.000038
  • Other equipment: Sump Pump

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered
  • Fencing: None

Lot

  • Lot size: 0.32 Acres
  • Features: Level,City/Town/Suburb,Near Walking Trail
  • Lot size dimensions: 140x100

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage Door Opener,Concrete
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Hail
Inland Flooding
Lightning
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,943$47,316
Home Insurance *$327$3,924
Property Taxes $1,033$12,396
Electricity $352$4,227
Total$5,655$67,860
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$193,885/yr
40% on housing$169,650/yr
45% on housing$150,800/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.4%
9.4%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 5.1%
5.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$203This listing

vs Other Active Listings

Avg $/sqft

ZIP 46814$190
Allen County$136

vs Homes Sold Last Month

Median $/sqft

ZIP 46814$149
Allen County$139

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-14Listed for sale$799,900

New Construction

AgentKeri Garcia
BrokerageMike Thomas Assoc., Inc

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