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41000 Granite Point Rd #Lv4, Loon Lake, WA, 99148

1beds
1baths
400sqft
$75,000
$188price/sqft
$585/moest. monthly cost
$23,400/yrincome needed

About This Home

?? 2019 Grand Design Reflection 315RLTS – Lake View at Granite Point Resort Asking Price: $75,000 Turn-key lakefront RV living! This 2019 Grand Design Reflection 315RLTS (37’11”) sits on a large grassy leased site in the Lake View section of Granite Point Resort, the only RV section that allows pets. Enjoy summer days at Loon Lake with boat moorage available. Only the RV is for sale — the lot is leased seasonally. Buyer must complete Granite Point Resort application for site approval. Learn more about Granite Point Resort by visiting their website: https://www.granitepointresort.com/ ?? RV Highlights 2019 Grand Design Reflection 315RLTS Spacious 37’11” layout Excellent condition, move-in ready PDF with full specifications available ?? Site & Location Large grassy lot with lake views Full hookups Seasonal occupancy: Late April – End of September 2026 seasonal lease: $4,900 Pet-friendly Lake View section Boat moorage available ?? Turn-Key Extras Outdoor table Exterior refrigerator Skirting & winter cover Golf cart + charger All hookups and attachments included Fully set up — just arrive and enjoy the lake lifestyle! ?? Additional Info Buyer must complete Granite Point Resort application Available while listed Serious inquiries only

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

4/10
7/10

Construction

Condition

  • Year built: 2019

Type & Style

  • Home type: Unknown

Interior

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Interior Area

  • Total interior livable area: 400 sqft

Property

Lot

  • Lot size: 2,500 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Wildfire
    WildfireRelatively High
  • Cold Wave
    Cold WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Wildfire
Cold Wave
Winter Weather

FEMA Declared Disasters in Stevens County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $379$4,548
Home Insurance *$19$228
Property Taxes $38$456
Electricity $149$1,793
Total$585$7,020
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$20,057/yr
40% on housing$17,550/yr
45% on housing$15,600/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.5%
12.5%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$188This listing

vs Other Active Listings

Avg $/sqft

ZIP 99148$184
Stevens County$191

vs Homes Sold Last Month

Median $/sqft

ZIP 99148$311
Stevens County$220

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-02-15Listed for sale$75,000

For Sale by Owner

AgentProperty Owner

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