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672 Belfast Loop Lot 188, Ellabell, GA, 31308

4beds
2baths
1,508sqft
$309,900
$206price/sqft
$2,127/moest. monthly cost
$85,080/yrincome needed

About This Home

THE WAIT IS OVER, PHASE 6 RIVER BLUFF NOW OPEN! Fabulous & affordable design in top selling RIVER BLUFF! *WELCOME PKG INCLUDED! CHOOSE UP TO $5,000 TOWARDS CLOSING COSTS, DESIGN UPGRADES OR RATE BUY DOWN!* Located on large homesite, by trusted local builder S.D. Sauers Construction! Located in Southeast Bulloch & Ellabell's affordable living community. Minutes to Pooler, Effingham & Bryan County in the highly rated SEB schools! Home includes low maintenance vinyl siding, SPRAY FOAM INSULATED ROOF DECK, brick skirt, architectural shingles, Low E vinyl windows, energy effic. systems, custom cabinetry, stainless appl pkg., spa-like baths, on half acre or larger homesite. Sod, seed & landscaping/irrigation pkg included! LOT 188 open concept, 4 bedrooms, 2 baths, LVP flooring throughout common areas, oversized great room w/ 10ft ceiling, kitchen w/ custom cabinetry & gorgeous bright dining, primary suite boasts large closet & spacious private bath, generous guest rooms, relaxing back porch, lovely curb appeal. Qualifies USDA 100% Financing to qualified Buyers! Choose all interior and exterior colors now! Completion July 2026.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

7/10
Stilson Elementary SchoolGrades PK-52.8 mi
7/10
6/10

Construction

Condition

  • Property condition: Under Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Vinyl Siding,Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Oven/Range (Combo)
  • Laundry features: Mud Room

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 4

Features

  • High Ceilings,Soaking Tub,Walk-In Closet(s),Master On Main Level,Split Bedroom Plan
  • Window features: Double Pane Windows
  • Flooring: Carpet,Vinyl
  • Attic: Pull Down Stairs
  • Finished area below ground: 0
  • Finished area above ground: 1,508

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Electric,Heat Pump

Interior Area

  • Total structure area: 1,508
  • Total interior livable area: 1,508 sqft

Kitchen

  • Features: Breakfast Bar

Property

Details

  • Parcel number: 196 000030B188

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Porch
  • Exterior features: Sprinkler System

Lot

  • Lot size: 0.52 Acres
  • Features: Open Lot

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Hurricane
Cold Wave
Drought
Heat Wave
Lightning
Tornado

FEMA Declared Disasters Across Georgia Counties

Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,567$18,804
Home Insurance *$176$2,112
Property Taxes $165$1,980
Electricity $219$2,637
Total$2,127$25,524
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$72,925/yr
40% on housing$63,810/yr
45% on housing$56,720/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 9.2%
9.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$206This listing

vs Other Active Listings

Avg $/sqft

ZIP 31308$193
Bulloch County$169

vs Homes Sold Last Month

Median $/sqft

ZIP 31308$199
Bulloch County$166

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-06Pending sale$309,900
2026-04-16Listed for sale$309,900
2026-04-16Listing removed$309,900
2026-02-16Listed for sale$309,900

New Construction

AgentJackie Anderson
BrokerageColdwell Banker Conner Realty

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