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409 S Spring St, Searcy, AR, 72143

5beds
3baths
3,000sqft
$210,000
$70price/sqft
$1,530/moest. monthly cost
$61,200/yrincome needed

About This Home

Historic property with great bones and endless potential! Situated on 3 lots and zoned residential or commercial, this property features a newer metal roof and newer windows. The main building is configured as three separate living spaces, including one larger unit with kitchen, dining area, living room, two rooms, bathroom, and a large upstairs bonus room/bedroom, plus two smaller units, each with kitchen, living area, bedroom, and bathroom. The layout allows for use as a single residence or individual units. A second building at the rear was previously used as living quarters and could be restored. The property extends through wooded area with room to expand. Interior is in mid-renovation and ready for finish-out, making this a true blank canvas for investors, Airbnb, bed & breakfast, or redevelopment. Prime in-town location within a block from Beebe Capps Expressway, Spring Park and walking distance to Downtown area and many other local amenities.

Getting Around

72
WalkingVery Walkable
0
TransitVery Limited Transit
54
BikeBikeable

Schools

8/10
Southwest Middle SchoolGrades 4-60.6 mi
6/10
Ahlf Junior High SchoolGrades 7-80.6 mi
7/10
Searcy High SchoolGrades 9-121.3 mi

Construction

Condition

  • Year built: 1915

Materials

  • Foundation: Crawl Space
  • Roof: Metal
  • Construction materials: Metal/Vinyl Siding

Type & Style

  • Home type: Townhouse
  • Architectural style: Victorian
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: None
  • Laundry features: Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Features: Eat-in Kitchen,Kitchen/Dining Combo,Other

Features

  • Primary Bedroom/Main Lv,4 Bedrooms Same Level
  • Window features: Insulated Windows
  • Flooring: Wood,Tile
  • Fireplace features: None
  • Attic: Floored

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Electric,Window Unit(s)

Interior Area

  • Total structure area: 3,000
  • Total interior livable area: 3,000 sqft

Property

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Porch
  • Exterior features: Storage

Lot

  • Lot size: 0.72 Acres
  • Features: Level,Wooded,Cleared

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Tornado
    TornadoVery High
  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate

How This Home’s Risks Compare

Ice Storm
Tornado
Earthquake
Heat Wave
Inland Flooding
Lightning
Strong Wind
Winter Weather
Cold Wave
Hail

FEMA Declared Disasters Across Arkansas Counties

Flood
Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,061$12,732
Home Insurance $170$2,040
Property Taxes $82$984
Electricity $217$2,607
Total$1,530$18,360

Income You'd Need if You Spent...

35% on housing$52,457/yr
40% on housing$45,900/yr
45% on housing$40,800/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: -3.9%
-3.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$70This listing

vs Other Active Listings

Avg $/sqft

ZIP 72143$121
White County$125

vs Homes Sold Last Month

Median $/sqft

ZIP 72143$135
White County$132

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-23Price change$210,000
2026-03-18Price change$225,000
2026-02-16Listed for sale$250,000

For Sale by Agent

AgentBrittany Mears
BrokerageRE/MAX Advantage

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