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1555 Choctaw Trl, West Branch, MI, 48661

2beds
2baths
980sqft
$80,000
$82price/sqft
$728/moest. monthly cost
$29,120/yrincome needed

About This Home

Charming 2-bedroom, 1.5-bath home situated on three spacious lots in the desirable Lake Ogemaw subdivision with private lake access. This property offers a perfect blend of rustic character and modern style, featuring cedar siding and a modern barn-style interior. Enjoy an open and inviting layout ideal for relaxing or entertaining. The roof was replaced in 2016, ensuring peace of mind for years to come. With access to beautiful Lake Ogemaw, you can enjoy boating, fishing, and recreation just moments away. Plenty of outdoor space for gardening, gatherings, or adding garage or storage options. Whether you're looking for a year-round residence or a peaceful getaway, this property offers the best of northern Michigan living.

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

5/10
Surline Middle SchoolGrades 5-88.7 mi
5/10
6/10
Surline Elementary SchoolGrades PK-48.7 mi

Construction

Condition

  • Year built: 1987

Materials

  • Foundation: Slab

Type & Style

  • Home type: MobileManufactured
  • Architectural style: Mobile
  • Property subType: Mobile Home

Interior

Appliances

  • Appliances included: Water Heater,Washer,Range/Oven,Refrigerator,Microwave,Dryer
  • Laundry features: Main Level

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Finished area above ground: 980

Heating

  • Heating features: Wood,Wood Stove

Interior Area

  • Total structure area: 980
  • Total interior livable area: 980 sqft

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 00128086400

Features

  • Patio & porch: Deck,Patio/Porch
  • On waterfront: Yes
  • Waterbody name: Ogemaw Lake
  • Frontage type: None

Lot

  • Lot size: 0.45 Acres
  • Lot size dimensions: .45

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Hail
Lightning
Strong Wind
Winter Weather
Inland Flooding
Tornado

FEMA Declared Disasters in Ogemaw County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $404$4,848
Home Insurance *$76$912
Property Taxes $60$720
Electricity $188$2,259
Total$728$8,736
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$24,960/yr
40% on housing$21,840/yr
45% on housing$19,413/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.1%
9.1%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.2%
0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$82This listing

vs Other Active Listings

Avg $/sqft

ZIP 48661$112
Ogemaw County$102

vs Homes Sold Last Month

Median $/sqft

ZIP 48661
Ogemaw County$104

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-19Price change$95,000
2026-02-16Listed for sale$120,000

For Sale by Agent

AgentAmanda DeMeyers
BrokerageHoughton Lake Realty

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