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7104 S Virginia Dare Trl Lot 3, Nags Head, NC, 27959

2beds
2baths
976sqft
$599,900
$615price/sqft
$3,692/moest. monthly cost
$147,680/yrincome needed

About This Home

SEMI-OCEANFRONT! Excellent Location! Cottage on 228 Feet Deep Lot & Fronts Beach Road in Nags Head ... Directly due East of the Outlet Shops & just 2 Blocks south of the Nags Head Event Site - Multiple functions annually at this site *** Home is an older cottage ... with some maintenance and updates this would make a cozy Beach Cottage ... But the Intrinsic Value is in the Land * See the North/Adjacent Homes with pools ... The subject Lot should be easily able to accommodate a similar type/style of Home *** Directly East of the Nags Head Outlet Shops * Close to Shopping, Restaurants in Nags Head & a short drive to Downtown Manteo & Pirates Cove & Oregon Inlet! You will love the numbers of great places to eat - all within a 10-minute drive! NOTE: Cottage is single family but has 2 front Entrances. Sellers previously had been renting the two spaces out separately. A Buyer could potentially generate rental income while going through the planning stages to build a new home ... on this lot! Location, Location, Location ... come see!

Getting Around

45
WalkingCar-Dependent
0
TransitVery Limited Transit
59
BikeBikeable

Schools

5/10
7/10
Manteo Middle SchoolGrades 6-84.6 mi
8/10
Manteo High SchoolGrades 9-124.2 mi

Construction

Condition

  • Year built: 1958

Materials

  • Foundation: Masonry
  • Roof: Asphalt
  • Construction materials: Masonry,Lap Siding,Vinyl

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch,Coastal,Cottage
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dryer,Microwave,Range/Oven,Refrigerator,Washer,2nd Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • Partial bathrooms: 1

Features

  • Flooring: Laminate

Heating & Cooling

  • Heating features: Electric,Wall Furnace
  • Cooling features: Wall Unit(s),Window Unit(s)

Interior Area

  • Total structure area: 976
  • Total interior livable area: 976 sqft

Property

Details

  • Zoning: C2

Features

  • Waterfront features: Semi-Oceanfront (2nd row)
  • Frontage length: Street Frontage: 50

Lot

  • Lot size: 0.26 Acres
  • Features: Level
  • Lot size dimensions: 50 x 228

Parking

  • Parking features: Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Winter Weather
    Winter WeatherVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Lightning
Winter Weather
Inland Flooding
Strong Wind
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in Dare County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,033$36,396
Home Insurance *$205$2,460
Property Taxes $254$3,048
Electricity $200$2,405
Total$3,692$44,304
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$126,582/yr
40% on housing$110,760/yr
45% on housing$98,453/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$615This listing

vs Other Active Listings

Avg $/sqft

ZIP 27959$404
Dare County$304

vs Homes Sold Last Month

Median $/sqft

ZIP 27959$383
Dare County$373

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-16Listed for sale$699,900

For Sale by Agent

AgentJohn S Leatherwood
BrokerageColdwell Banker Seaside Realty KH

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