1202 Otter Point Ct, Middle River, MD, 21220
About This Home
NEW CONSTRUCTION! PHASE II NOW AVAILBLE FOR SALE AT CREEKSIDE ESTATES. SPRING MOVE IN! Come and discover the breathtaking HAMPSHIRE plan at Creekside Estates.This specific homesite features a full front porch, walk-out finished basement with bedroom and full bath, backs to open space for added privacy and beautiful views .The stunning 6 bedroom, 5 bath, EV ready, smart home design has a 2-car garage. With a spacious first floor the Hampshire is just as inviting as it is functional! As you enter the home into the foyer, you’re greeted by the flex room, you decide how it functions – a formal dining space, office or children’s play area. The kitchen features white cabinets, a large modern island, stainless steel appliances,quartz countertops, massive walk in pantry, herringbone backsplash that opens up to the causal dining area, so the conversation never has to stop! Tucked off the family room is a downstairs bedroom and full bath – the perfect guest suite. Upstairs you’ll find 3 oversized bedrooms, one with its own full bath and walk in closet, spacious upstairs laundry. The owner’s suite highlights a sitting room, huge walk-in closet and luxurious bathroom with soaking tub and seperate shower. Don't miss this opportunity to own this stunning home!
Getting Around
Car-Dependent
No Nearby Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Excellent
- New construction: Yes
- Year built: 2026
Materials
- Foundation: Concrete Perimeter
- Roof: Architectural Shingle
- Construction materials: Concrete,Frame,Glass,HardiPlank Type,Shingle Siding,Stick Built
Other
- Builder model: Hampshire
- Builder name: D.R. Horton homes
Type & Style
- Home type: SingleFamily
- Architectural style: Contemporary,Craftsman
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Microwave,Built-In Range,Dishwasher,Disposal,Oven/Range - Gas,Refrigerator,Stainless Steel Appliance(s),Water Heater,Electric Water Heater
- Laundry features: Hookup,Upper Level,Laundry Room
Basement
- Has basement: Yes
- Basement: Finished
Bathroom1
- Level: Lower
Bathroom2
- Level: Upper
Bathroom3
- Level: Main
Bedroom1
- Level: Lower
Bedroom2
- Level: Upper
Bedroom3
- Level: Upper
Bedroom4
- Level: Upper
Bedroom5
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 6
- Bathrooms: 4
- Full bathrooms: 4
- Main level bathrooms: 1
- Main level bedrooms: 1
Dining Room
- Level: Main
Features
- Open Floorplan,Eat-in Kitchen,Kitchen Island,Primary Bath(s),Recessed Lighting,Bathroom - Stall Shower,Walk-In Closet(s),9'+ Ceilings,Dry Wall
- Door features: Sliding Glass
- Window features: Energy Efficient,Low Emissivity Windows
- Flooring: Ceramic Tile,Carpet,Vinyl
- Finished area below ground: 900
- Finished area above ground: 3,230
Foyer
- Level: Main
Great Room
- Level: Main
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Central Air,Electric
Interior Area
- Total structure area: 4,130
- Total interior livable area: 4,130 sqft
Kitchen
- Level: Main
Laundry
- Level: Upper
Primary Bathroom
- Level: Upper
Primary Bedroom
- Level: Upper
Recreation Room
- Level: Lower
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: NO TAX RECORD
- Zoning: RESIDENTIAL
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
- Pool features: None
Lot
- Lot size: 6,751 sqft
Parking
- Total spaces: 2
- Parking features: Garage Faces Front,Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Heat Wave
- Winter Weather
- Hurricane
- Lightning
- Strong Wind
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Maryland Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,488 | $41,856 |
| Home Insurance * | $271 | $3,252 |
| Property Taxes | $551 | $6,612 |
| Electricity | $526 | $6,314 |
| Total | $4,836 | $58,032 |
Income You'd Need if You Spent...
Maryland FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-11 | Price change | $699,990 |
| 2026-02-18 | Price change | $749,990 |
| 2026-02-16 | Listed for sale | $769,190 |
New Construction Spec
View on Zillow