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404 Small Oaks Rd, Kilgore, TX, 75662

4beds
2baths
2,200sqft
$484,000
$220price/sqft
$3,618/moest. monthly cost
$144,720/yrincome needed

About This Home

Welcome home to River Oaks Subdivision — one of East Texas’ most exciting new gated communities in the heart of Kilgore, TX. This stunning new construction home by Jones Capital Group offers 2,200 square feet of thoughtfully designed living space surrounded by the natural beauty of East Texas. The Home: Built with quality craftsmanship, this 4 bedroom, 2 bathroom home features an open concept floor plan, 2-car garage, 4-sides brick exterior, and soaring 9-foot ceilings throughout. The master suite offers a private retreat, while the kitchen, dining, and family living areas flow seamlessly — perfect for entertaining or everyday family life. The Community: River Oaks isn’t just a place to live — it’s a lifestyle. This gated community features a neighborhood fishing pond with walking trails, pickleball courts, and a soccer field right outside your front door. The Location: Approximately 2 miles from I-20, less than 30 minutes to Tyler, under an hour to Shreveport, and convenient to both Longview and Kilgore for shopping, dining, and employment. The Schools: Zoned to the highly sought-after Sabine Independent School District, known for its personal attention and low 13:1 student-to-teacher ratio. Sabine Elementary is a U.S. News Best Elementary Schools award-eligible campus. Why Buy New? No repairs, no surprises. Built to current energy codes with vinyl insulated Low-E windows and foam wall insulation to keep utility bills low. Smart Home Ready: Ring floodlight cameras at all four corners, Ring Video Doorbell, keypad smart lock on the front door, and an Amazon Echo Show 8 touchscreen hub — all controllable by voice, touch, or smartphone.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

6/10
Sabine Elementary SchoolGrades PK-43.9 mi
6/10
Sabine Middle SchoolGrades 7-84.9 mi
8/10
Sabine High SchoolGrades 9-124.9 mi

Construction

Condition

  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick Veneer

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Other/See Remarks

Bathroom

  • Features: Other /See Remarks

Bedroom

  • Features: Other/See Remarks

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Other/See Remarks

Features

  • Other/See Remarks
  • Fireplace features: Other/See Remarks
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Other/See Remarks
  • Cooling features: Other/See Remarks

Interior Area

  • Total structure area: 2,200
  • Total interior livable area: 2,200 sqft

Property

Details

  • Parcel number: 1888932
  • Special condition: Homeowner's Assn Dues

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Exterior features: Other/See Remarks
  • Fencing: Other/See Remarks

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Ice Storm
Tornado
Cold Wave
Hail
Heat Wave
Strong Wind
Lightning
Winter Weather

FEMA Declared Disasters Across Texas Counties

Flood
Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,447$29,364
Home Insurance *$463$5,556
Property Taxes $467$5,604
Electricity $241$2,898
Total$3,618$43,416
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$124,045/yr
40% on housing$108,540/yr
45% on housing$96,480/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.9%
7.9%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$220This listing

vs Other Active Listings

Avg $/sqft

ZIP 75662$122
Gregg County$137

vs Homes Sold Last Month

Median $/sqft

ZIP 75662$133
Gregg County$127

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-30Listed for sale$484,000
2026-04-28Sold--
2026-04-28Pending sale$55,000
2026-02-17Listed for sale$55,000

For Sale by Agent

AgentJames Deason
BrokerageRealEdge Real Estate - Tyler

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