See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

510 Montecito Ave, Billings, MT, 59105

3beds
2baths
1,403sqft
$429,900
$306price/sqft
$2,858/moest. monthly cost
$114,320/yrincome needed

About This Home

Thoughtfully built by Bob Pentecost Construction, this bright one level home in the High Sierra Subdivision is truly move in ready. It features a clean, functional layout with vaulted ceilings and large windows that bring in great natural light.The kitchen flows seamlessly into the dining and living areas and is complete with a large island, soft close custom cabinetry, designer lighting, a gas range, and a coffee bar with additional storage. The primary suite includes a walk in closet and private bath, while two additional bedrooms and a full bathroom provide flexibility for guests, a home office, or whatever fits your needs. Outside, enjoy a spacious yard and a covered patio plumbed for gas, ready for grilling and outdoor gatherings. The seller will upgrade the kitchen countertops to solid surface material for an additional cost of $5,000. Info deemed reliable but not guaranteed. Buyer and buyer agent to verify.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

6/10
Independent SchoolGrades PK-61.7 mi
4/10
Skyview High SchoolGrades 9-121.2 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2025

Materials

  • Roof: Asphalt

Other

  • Builder name: Bob Pentecost Construction Inc

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range,Refrigerator

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Finished area above ground: 1,403

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,403
  • Total interior livable area: 1,403 sqft

Property

Details

  • Parcel number: A38001
  • Zoning description: Call Listing Agent for Details
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio
  • Exterior features: Sprinkler/Irrigation

Lot

  • Lot size: 8,712 sqft
  • Features: Sprinklers In Ground

Parking

  • Total spaces: 3
  • Parking features: Garage,Tandem
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Winter Weather
    Winter WeatherVery High
  • Lightning
    LightningRelatively High
  • Wildfire
    WildfireRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Winter Weather
Lightning
Wildfire
Hail
Inland Flooding
Strong Wind

FEMA Declared Disasters in Yellowstone County and Montana

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,173$26,076
Home Insurance $269$3,228
Property Taxes $265$3,180
Electricity $151$1,812
Total$2,858$34,296

Income You'd Need if You Spent...

35% on housing$97,988/yr
40% on housing$85,740/yr
45% on housing$76,213/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 1.3%
1.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.9%
2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$306This listing

vs Other Active Listings

Avg $/sqft

ZIP 59105$163
Yellowstone County$220

vs Homes Sold Last Month

Median $/sqft

ZIP 59105$173
Yellowstone County$194

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-26Price change$439,000
2026-02-17Listed for sale$444,000

New Construction

AgentShonna Ruble
BrokerageLPT Realty

Similar Homes