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6758 Northshore Dr, Fulton, MO, 65251

1beds
1baths
717sqft
$119,900
$167price/sqft
$911/moest. monthly cost
$36,440/yrincome needed

About This Home

Waterfront Retreat with Private Dock – The Perfect Lake Getaway! Escape to your own slice of paradise with this charming A-frame cabin with a loft sleeping area on the upper floor. 3 full beds can fit up there and sleep 6. Beautiful lakefront property just minutes from Fulton. Whether you’re looking for a peaceful weekend retreat or a cozy year-round escape, this property delivers the ultimate waterfront lifestyle. Enjoy morning coffee or evening sunsets from the spacious 24x12 screened-in porch—complete with a convenient storage closet for all your fishing gear and lake essentials. The private dock, featuring a brand-new roof, makes boating, fishing, and swimming right off your property effortless and enjoyable. Inside, the open-concept floor plan offers a warm and inviting living space, with expansive windows that frame stunning lake views and overlook the dock area. The main bathroom is located on the main floor for added convenience, while the loft bedroom provides a cozy, cabin-style retreat. Offered mostly furnished, this move-in-ready lakefront gem is ready for you to start making memories from day one. Don’t miss this opportunity to own your own waterfront getaway!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

6/10
Bush Elementary SchoolGrades K-52.3 mi
3/10
Fulton Middle SchoolGrades 6-82.8 mi
3/10
Fulton Sr. High SchoolGrades 9-123.1 mi

Construction

Condition

  • Year built: 1979

Materials

  • Roof: Metal
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: A-Frame
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Free-Standing Electric Oven,Refrigerator

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1

Features

  • Finished area above ground: 717

Heating & Cooling

  • Heating features: Ductless,Electric
  • Cooling features: Ductless,Electric,Wall/Window Unit(s)

Interior Area

  • Total structure area: 717
  • Total interior livable area: 717 sqft

Property

Details

  • Parcel number: 1306.014.010001004.000
  • Special condition: Standard

Features

  • Levels: One and One Half
  • Has view: Yes
  • On waterfront: Yes
  • Waterfront features: Waterfront,Lake Front

Lot

  • Lot size: 1 Acres
  • Features: Views,Waterfront,Wooded

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Heat Wave
Inland Flooding
Lightning
Winter Weather
Cold Wave
Drought
Hail
Ice Storm
Landslide
Strong Wind

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $606$7,272
Home Insurance *$99$1,188
Property Taxes $65$780
Electricity $141$1,693
Total$911$10,932
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$31,234/yr
40% on housing$27,330/yr
45% on housing$24,293/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.1%
2.1%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: -3.1%
-3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$167This listing

vs Other Active Listings

Avg $/sqft

ZIP 65251$126
Callaway County$189

vs Homes Sold Last Month

Median $/sqft

ZIP 65251$150
Callaway County$183

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-10Price change$125,000
2026-04-20Price change$136,000
2026-03-27Price change$144,900
2026-03-12Price change$149,900
2026-02-28Price change$164,000
2026-02-17Listed for sale$169,000

For Sale by Agent

AgentChelsey R Van Horn
BrokerageMilner Agency

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