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216-218 S 4th St, Ironton, OH, 45638

--beds
--baths
3,632sqft
$99,900
$28price/sqft
$1,056/moest. monthly cost
$42,240/yrincome needed

About This Home

Investor opportunity awaits with this spacious 4-unit multi-family property offering approximately 3,682 square feet of living space in a highly visible and convenient location. Whether you're looking to expand your portfolio or step into multi-family ownership, this property presents strong upside potential with just a little TLC. The building features 4 separate units, each with private entrances and functional layouts. A full length covered front porch enhances curb appeal and provides outdoor space for tenants. Built in 1910 the structure offers solid bones, a durable metal roof, and classic architectural character that sets it apart from cookie-cutter rentals. The two lower units are currently rented for immediate cash flow. The upstairs units with some renovations would significantly improve income and overall value

Getting Around

82
WalkingVery Walkable
0
TransitVery Limited Transit
50
BikeBikeable

Schools

5/10
Ironton Elementary SchoolGrades PK-51.8 mi
6/10
Ironton Middle SchoolGrades 6-81.8 mi
7/10
Ironton High SchoolGrades 9-121.0 mi

Construction

Condition

  • Year built: 1910

Materials

  • Roof: Metal
  • Construction materials: Stucco

Type & Style

  • Home type: MultiFamily
  • Property subType: Quadruplex

Interior

Basement

  • Has basement: Yes
  • Basement: Full

Heating & Cooling

  • Heating features: Electric
  • Cooling features: None

Interior Area

  • Total structure area: 3,632
  • Total interior livable area: 3,632 sqft

Property

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Porch
  • Fencing: None
  • Topography of land: Level

Lot

  • Lot size: 2,772 sqft
  • Lot size dimensions: 42 x 66

Parking

  • Parking features: Open
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Inland Flooding
Ice Storm
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $505$6,060
Home Insurance *$90$1,080
Property Taxes $72$864
Electricity $389$4,674
Total$1,056$12,672
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$36,205/yr
40% on housing$31,680/yr
45% on housing$28,160/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.1%
9.1%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.2%
-1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$28This listing

vs Other Active Listings

Avg $/sqft

ZIP 45638$87
Lawrence County$112

vs Homes Sold Last Month

Median $/sqft

ZIP 45638$96
Lawrence County$118

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-09Listed for sale$99,900
2026-02-21Contingent$99,900
2026-02-21Pending sale$99,900
2026-02-17Listed for sale$99,900

For Sale by Agent

AgentBill Klaiber
BrokerageCentury 21 Homes And Land

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