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232 Meador Ln, Vine Grove, KY, 40175

4beds
3baths
3,100sqft
$540,000
$174price/sqft
$3,681/moest. monthly cost
$147,240/yrincome needed

About This Home

NEW PRICE! Welcome Home! Amazing New Construction Home (Built 2024) situated on 6.47 stunning acres w/2 Ponds. 4BR/3 Full Bath, Finished Walkout Bsmt, Pool, 2.5 Garage Plus separate 3 Car Garage w/Pristine Professional Workshop w/utilities, Ponds, Cave on property, Spring fed Creek, Woods, Wildlife & so much More. A Dream Home & Property to call your own. This professionally built home checks all the boxes, Move-In Ready with a perfect set up Finished Walkout (w/9ft ceilings) & 2nd Kitchen for guests/family, etc. Amazing deck, Pool & Views. Running creek, Ponds & cave located on the rear of the tree filled property make a secluded paradise. Gotta come see and walk property to appreciate the beauty. Just a short drive to the New E-town Kroger, shopping, restaurants & more. CALL TODAY! Custom Built, & Custom detail throughout...from Custom built Walkin closets & to detailed custom Spice racks & kitchen drawers....so much to mention, we ran out of space. You won't be disappointed.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

2/10
Custer Elementary SchoolGrades PK-56.5 mi
5/10

Construction

Condition

  • Year built: 2024

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Cement Siding,Vinyl Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary,Ranch
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Exterior Entry,Walkout Finished

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedroom

  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Breakfast Room

  • Level: First

Family Room

  • Level: Basement

Features

  • Finished area below ground: 1,540
  • Finished area above ground: 1,560

Full Bathroom

  • Level: Basement

Full Bathroom

  • Level: Basement

Heating & Cooling

  • Heating features: Electric,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,560
  • Total interior livable area: 3,100 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Living Room

  • Level: First

Other

  • Level: Basement

Other

  • Level: Basement

Primary Bathroom

  • Level: First

Primary Bedroom

  • Level: First

Property

Details

  • Parcel number: 15623T

Features

  • Stories: 1
  • Private pool: Yes
  • Pool features: Above Ground
  • Patio & porch: Deck,Patio,Porch
  • Exterior features: See Remarks,Balcony
  • Fencing: Partial
  • Waterfront features: Creek

Lot

  • Lot size: 6.47 Acres
  • Features: Pond on Lot,See Remarks,Cleared,Dead End,Wooded

Parking

  • Total spaces: 5
  • Parking features: Detached,Attached,Entry Rear,Entry Side,See Remarks
  • Has garage: Yes
  • Attached garage spaces: 5
  • Covered spaces: 5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Hail
Inland Flooding
Ice Storm
Lightning
Winter Weather
Earthquake
Heat Wave

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,730$32,760
Home Insurance *$319$3,828
Property Taxes $388$4,656
Electricity $244$2,937
Total$3,681$44,172
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$126,205/yr
40% on housing$110,430/yr
45% on housing$98,160/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.5%
9.5%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.9%
3.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$174This listing

vs Other Active Listings

Avg $/sqft

ZIP 40175$149
Breckinridge County$139

vs Homes Sold Last Month

Median $/sqft

ZIP 40175$146
Breckinridge County$150

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-09Price change$530,000
2026-07-20Listed for sale$540,000
2018-11-14Sold$19,900

For Sale by Agent

AgentEd Williamson
Brokeragesimpler.realestate

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