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26303 Us Highway 70 Unit 502, Ruidoso Downs, NM, 88346

2beds
2baths
1,320sqft
$139,500
$106price/sqft
$972/moest. monthly cost
$38,880/yrincome needed

About This Home

Another previous timeshare unit priced to sell! Clean, cozy and quiet 2 bed 2 bath, with 2 wood burning fireplaces and 2 car carport in the gated Champions Run Condominiums. Updated sliding glass balcony door and newer blinds throughout. Comprehensive HOA fee coverage and great on-site management. No short term rentals allowed.

Getting Around

22
WalkingCar-Dependent
0
TransitVery Limited Transit
10
BikeSomewhat Bikeable

Schools

5/10
6/10
Ruidoso Middle SchoolGrades 6-83.4 mi
4/10
Ruidoso High SchoolGrades 9-123.2 mi

Construction

Condition

  • Property condition: See Remarks
  • Year built: 1981

Materials

  • Roof: Metal
  • Construction materials: Stucco

Type & Style

  • Home type: Condo
  • Architectural style: Mountain
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Washer/Dryer Stacked,Dishwasher,Exhaust Fan,Electric Range,Disposal,Microwave,Refrigerator
  • Laundry features: Stacked

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Breakfast Bar,Eat-in Kitchen,Pantry
  • Flooring: Carpet,Laminate
  • Number of fireplaces: 2
  • Fireplace features: Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Electric,Forced Air,Fireplace(s),Heat Pump
  • Cooling features: Central Air,Ceiling Fan(s),Electric

Interior Area

  • Total interior livable area: 1,320 sqft

Property

Details

  • Zoning: R4
  • Other equipment: None
  • Horse amenities: None

Features

  • Levels: Multi/Split
  • Patio & porch: Other,Balcony
  • Exterior features: Balcony
  • Fencing: None
  • Has view: Yes
  • View description: Mountain(s),Valley
  • Waterfront features: None

Lot

  • Features: Interior Lot,Views

Parking

  • Parking features: Attached Carport,Concrete,On Site,Paved
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Wildfire
    WildfireVery High
  • Winter Weather
    Winter WeatherVery High
  • Ice Storm
    Ice StormRelatively High
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Wildfire
Winter Weather
Ice Storm
Hail
Strong Wind

FEMA Declared Disasters in Lincoln County and New Mexico

Fire
Flood
Mud Landslide
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $705$8,460
Home Insurance *$57$684
Property Taxes $62$744
Electricity $148$1,780
Total$972$11,664
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$33,325/yr
40% on housing$29,160/yr
45% on housing$25,920/yr

New Mexico FAIR Plan Programs

New Mexico Property Insurance Program

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,506Commercial: 306
Total Premiums$5.96M
Total Exposure$950.67M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.9%
12.9%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 5.7%
5.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$106This listing

vs Other Active Listings

Avg $/sqft

ZIP 88346$115
Lincoln County$203

vs Homes Sold Last Month

Median $/sqft

ZIP 88346$186
Lincoln County$275

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-11Price change$139,500
2026-02-25Listing removed$1,500
2026-02-25Listed for sale$144,500
2026-02-24Listed for rent$1,500
2026-02-23Pending sale$144,500
2026-02-17Listed for sale$144,500

For Sale by Agent

AgentScott L. Roser
BrokerageRoser Real Estate

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