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1261 Brumfield Rd SW, Bogue Chitto, MS, 39629

5beds
4baths
3,303sqft
$475,000
$144price/sqft
$3,354/moest. monthly cost
$134,160/yrincome needed

About This Home

STATELY & SPACIOUS best describe this exquisitely crafted, custom-built home. With 5 bedrooms, 3.5 baths, over 3,300 sq. ft. of living area, you will feel right at home as soon as you walk in. The living room has a grand feel with 20 ft ceilings, gas log fireplace and clerestory windows for an abundance of natural light. The kitchen has high bar seating, a breakfast nook, stainless appliances, granite counters and custom pickled oak cabinets. There is a formal dining room and office as well. The primary with ensuite is on the main floor and features vaulted ceilings, double vanity, corner jetted tub, and an expansive walk-in closet. Upstairs, you will love the elevated view overlooking the living room and foyer. There are 4 bedrooms upstairs, two of which are connected by a Jack & Jill bath. If entertaining or hosting is what you enjoy, then this one will check all the boxes with the hot tub, saltwater pool, outdoor kitchen, and attached pool house. This is a once in a lifetime kind of place, so don't let the chance to own it pass you by!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

5/10
Bogue Chitto SchoolGrades PK-127.3 mi

Construction

Condition

  • Year built: 2002

Materials

  • Foundation: Slab
  • Roof: Architectural Shingles
  • Construction materials: Brick,HardiPlank Type,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Refrigerator,Cooktop,Dishwasher,Double Oven,Electric Water Heater,Microwave,Stainless Steel Appliance(s)

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Ceiling Fan(s),Double Vanity,Entrance Foyer,Granite Counters,High Ceilings,Kitchen Island,Pantry,Primary Downstairs,Recessed Lighting,Storage,Walk-In Closet(s)
  • Flooring: Carpet,Concrete
  • Fireplace features: Gas Log
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric,Gas

Interior Area

  • Total structure area: 3,303
  • Total interior livable area: 3,303 sqft

Property

Details

  • Parcel number: 65725007

Features

  • Levels: Two
  • Stories: 2
  • Private pool: Yes
  • Pool features: Fiberglass,Salt Water
  • Patio & porch: Patio,Porch,Slab
  • Exterior features: Lighting,Outdoor Kitchen
  • Spa features: Heated
  • Fencing: Fenced

Lot

  • Lot size: 3.50 Acres
  • Features: Front Yard,Landscaped,Level,Open Lot

Parking

  • Total spaces: 2
  • Parking features: Attached,Attached Carport,Carport,Gravel,RV Carport,Storage
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Heat Wave
Lightning
Strong Wind
Tornado
Cold Wave
Hail
Hurricane
Inland Flooding
Ice Storm

FEMA Declared Disasters in Lincoln County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,401$28,812
Home Insurance *$421$5,052
Property Taxes $225$2,700
Electricity $307$3,685
Total$3,354$40,248
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$114,994/yr
40% on housing$100,620/yr
45% on housing$89,440/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.0%
8.0%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: 11.8%
11.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$144This listing

vs Other Active Listings

Avg $/sqft

ZIP 39629$273
Lincoln County$127

vs Homes Sold Last Month

Median $/sqft

ZIP 39629$150
Lincoln County$91

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-06Price change$565,000
2026-04-13Price change$475,000
2026-02-17Listed for sale$495,000

For Sale by Agent

AgentDeanea Causey
BrokerageMcMillan Land & Realty, Inc

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