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7 S Main St, Covington, OH, 45318

2beds
1baths
690sqft
$62,950
$91price/sqft
$597/moest. monthly cost
$23,880/yrincome needed

About This Home

Brand new manufactured home by Clayton, featuring modern design, quality craftsmanship, and energy-efficient construction. This move-in-ready home offers an open floor plan, stylish finishes, and comfortable living spaces—perfect for buyers seeking affordable luxury with peace of mind. Located in the heart of Covington, Ohio this one is a show stopper!

Getting Around

41
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

6/10
6/10
Covington Middle SchoolGrades 7-80.8 mi
7/10
Covington High SchoolGrades 9-120.8 mi

Construction

Condition

  • Year built: 2025

Materials

  • Construction materials: Vinyl Siding,Wood Siding

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Range,Refrigerator

Basement

  • Basement: Crawl Space

Bedroom

  • Level: Main
  • Dimensions: 10 x 14

Bedroom

  • Level: Main
  • Dimensions: 10 x 8

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1

Features

  • Window features: Double Hung

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 690
  • Total interior livable area: 690 sqft

Kitchen

  • Level: Main
  • Dimensions: 10 x 14

Living Room

  • Level: Main
  • Dimensions: 12 x 14

Property

Details

  • Parcel number: 12345678
  • Zoning: Mobile
  • Zoning description: Mobile

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 900 sqft
  • Lot size dimensions: 50 x 18

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $318$3,816
Home Insurance *$32$384
Property Taxes $54$648
Electricity $193$2,320
Total$597$7,164
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$20,468/yr
40% on housing$17,910/yr
45% on housing$15,920/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%
10.1%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 3.8%
3.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$91This listing

vs Other Active Listings

Avg $/sqft

ZIP 45318$158
Miami County$166

vs Homes Sold Last Month

Median $/sqft

ZIP 45318$148
Miami County$151

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-17Listed for sale$69,950

For Sale by Agent

AgentTodd Romantini
BrokerageColdwell Banker Heritage

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