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3261 Comet St, Fort Collins, CO, 80524

4beds
3baths
1,537sqft
$489,500
$318price/sqft
$3,089/moest. monthly cost
$123,560/yrincome needed

About This Home

Welcome to this move-in-ready new construction home by Hartford Homes! The Sage plan is Hartford's largest cottage plan and offers a spacious and versatile layout designed for comfortable everyday living and easy entertaining. The bright and open kitchen is the heart of the home, complete with a large center island, white cabinets, grey quartz countertops, spacious pantry and a stainless steel appliance package with refrigerator included. Vinyl plank flooring runs throughout the main living areas, offering both durability and style. Upstairs, the generous primary suite creates a relaxing retreat with vaulted ceilings and a walk-in closet offering ample storage. Showers have been upgraded to stunning tile surrounds and the convenient upstairs laundry room with an included washer and dryer adds to everyday ease. Enjoy outdoor living with a covered front porch and a private, fully fenced and landscaped backyard. Usage of a detached garage at 317 Flourish Lane 110 is included. Residents also have access to the neighborhood's inviting grassy cottage common areas, creating opportunities to connect, unwind, and enjoy the community setting. Complete with a detached single-car garage and thoughtfully selected finishes throughout, this move-in ready home offers the perfect combination of modern design, comfort, and convenience. Bloom has future plans for a resort style pool, parks, trails, retail and dining, and is conveniently located near local natural areas and Old Town Fort Collins! REACH OUT TO INQUIRE ABOUT CURRENT INCENTIVES!

Getting Around

2
WalkingCar-Dependent
18
TransitMinimal Transit
40
BikeSomewhat Bikeable

Schools

5/10
Laurel Elementary SchoolGrades PK-52.6 mi
5/10
Lincoln Middle SchoolGrades 6-84.7 mi
8/10
Fort Collins High SchoolGrades 9-123.6 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Roof: Composition
  • Construction materials: Frame

Other

  • Builder model: Sage
  • Builder name: Hartford Homes

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Range,Dishwasher,Refrigerator,Washer,Dryer,Microwave
  • Laundry features: Washer/Dryer Hookup

Basement

  • Basement: None

Bedroom2

  • Level: Upper
  • Area: 90
  • Dimensions: 10 x 9

Bedroom3

  • Level: Upper
  • Area: 81
  • Dimensions: 9 x 9

Bedroom4

  • Level: Main
  • Area: 132
  • Dimensions: 12 x 11

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 1
  • 3/4 bathrooms: 2
  • Main level bathrooms: 1

Features

  • Eat-in Kitchen,Open Floorplan,Pantry,Walk-In Closet(s),Kitchen Island
  • Fireplace features: None
  • Finished area below ground: 0
  • Finished area above ground: 1,537

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,537
  • Total interior livable area: 1,537 sqft

Kitchen

  • Level: Main
  • Area: 209
  • Dimensions: 11 x 19

Living Room

  • Level: Main
  • Area: 209
  • Dimensions: 11 x 19

Primary Bedroom

  • Features: 3/4 Primary Bath
  • Level: Upper
  • Area: 165
  • Dimensions: 11 x 15

Property

Details

  • Zoning: RES
  • Special condition: Builder

Features

  • Levels: Two
  • Stories: 2
  • Fencing: Wood

Lot

  • Lot size: 1,742 sqft
  • Features: Paved,Curbs,Gutters,Sidewalks,Street Light

Parking

  • Total spaces: 1
  • Parking features: Garage Door Opener,Detached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Hail
Winter Weather
Inland Flooding
Strong Wind
Tornado

FEMA Declared Disasters Across Colorado Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,475$29,700
Home Insurance *$216$2,592
Property Taxes $212$2,544
Electricity $186$2,232
Total$3,089$37,068
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$105,908/yr
40% on housing$92,670/yr
45% on housing$82,373/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.3%
15.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.2%
3.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$318This listing

vs Other Active Listings

Avg $/sqft

ZIP 80524$234
Larimer County$232

vs Homes Sold Last Month

Median $/sqft

ZIP 80524$265
Larimer County$250

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-17Listed for sale$499,900

New Construction Spec

AgentChristie Duggar
BrokerageGroup Harmony

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