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108 Flower Hill, Kingston, NY, 12401

3beds
3baths
1,656sqft
$450,000
$272price/sqft
$3,298/moest. monthly cost
$131,920/yrincome needed

About This Home

FIRST TIME ON THE MARKET!! Tucked just outside the historic Stockade District in Kingston, this tastefully renovated split-level home offers the perfect balance of Hudson Valley charm and modern ease--ideal for those seeking a seamless escape from city life. Set on a prominent corner lot near the Wiltwyk Golf Club, the home welcomes you with a bright, airy layout designed for both everyday living and effortless entertaining. The updated kitchen features sleek stainless-steel appliances, contemporary cabinetry, and flows naturally into an open dining area with direct access to the backyard--perfect for indoor-outdoor gatherings. The sunlit living room invites you to slow down, with a cozy wood-burning fireplace setting the tone for relaxed evenings after a day spent exploring the Hudson Valley. The primary bedroom offers comfort and convenience with its own half bath, while hardwood floors add warmth and continuity throughout much of the home. On the lower level, a flexible living space with a separate entrance and half bath creates an ideal setup for a home office, guest suite, or media lounge--perfect for today's remote lifestyle. A full basement adds even more versatility, whether you envision a gym, studio, or workshop. Outside, a newly added bluestone walkway and porch enhance the home's curb appeal, while the side terrace becomes your private outdoor retreat--an inviting space for morning coffee, al fresco dining, or unwinding under the stars. With a brand-new roof and gutter system already in place, this turn-key property offers peace of mind and low-maintenance living. Located just minutes from Uptown Kingston's vibrant restaurants, shops, and farmers markets--and under two hours from NYC with easy access to the NYS Thruway and Trailways--this is Hudson Valley living at its best.

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
10
BikeSomewhat Bikeable

Schools

3/10
Harry L Edson SchoolGrades K-40.9 mi
5/10
4/10
Kingston High SchoolGrades 9-122.4 mi

Construction

Condition

  • Year built: 1972

Materials

  • Roof: Asphalt
  • Construction materials: Asbestos,Brick,Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Stainless Steel Appliance(s),Refrigerator,Range Hood,ENERGY STAR Qualified Appliances,Electric Range,Dishwasher
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 1
  • 1/2 bathrooms: 2

Features

  • Eat-in Kitchen
  • Flooring: Luxury Vinyl,Wood
  • Number of fireplaces: 1
  • Fireplace features: Living Room,Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 408
  • Finished area above ground: 1,248

Heating

  • Heating features: Baseboard,Fireplace(s),Floor Furnace,Oil

Interior Area

  • Total structure area: 1,656
  • Total interior livable area: 1,656 sqft

Property

Details

  • Parcel number: 56.30129
  • Zoning: 32

Features

  • Levels: Multi/Split,Split Level
  • Patio & porch: Terrace

Lot

  • Lot size: 0.40 Acres
  • Features: Corner Lot,Near Golf Course

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Front,Paved,Garage Door Opener,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

No climate risk data available.

How This Home’s Risks Compare

FEMA Declared Disasters in Ulster County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,275$27,300
Home Insurance *$143$1,716
Property Taxes $607$7,284
Electricity $273$3,284
Total$3,298$39,576
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$113,074/yr
40% on housing$98,940/yr
45% on housing$87,946/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.7%
2.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.2%
-1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$272This listing

vs Other Active Listings

Avg $/sqft

ZIP 12401$260
Ulster County$304

vs Homes Sold Last Month

Median $/sqft

ZIP 12401$270
Ulster County$261

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-17Price change$465,000
2026-02-17Listed for sale$475,000

For Sale by Agent

AgentSabrina Puppolo
BrokerageCorcoran Country Living

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