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10618 NE 54th Lane, Kirkland, WA, 98033

3beds
3baths
1,817sqft
$1,848,000
$1,017price/sqft
$10,844/moest. monthly cost
$433,760/yrincome needed

About This Home

Locate property using GPS: 5420 106th Ave NE Kirkland, WA. Seller offering a $20,000 credit that may be applied toward closing costs, rate buy-down, or personalized upgrades. Gerry Homes proudly presents a thoughtfully designed new construction single family home blending timeless craftsmanship with modern livability in the heart of Kirkland. The main level features an open concept living, dining, and kitchen area designed for both everyday comfort and entertaining. The kitchen is anchored by a large island, ample cabinetry, walk-in pantry, and a premium appliance package featuring Bertazzoni Italia, Bosch, and Samsung, flowing effortlessly into the living area with a cozy fireplace. Step outside to the private patio; perfect for relaxing or hosting guests. A charming covered front porch, powder room, and direct access to the attached garage add both style and convenience. Upstairs, the serene primary suite is a true retreat featuring a spa-inspired bath (wired for tub lights) with dual vanities, soaking tub, walk-in shower, and a generous walk-in closet. Two additional bedrooms, a full bath, and an upstairs laundry room provide flexibility for today’s lifestyle. The home offers exceptional parking with two garage spaces, one attached and one detached, plus driveway and off-street parking. Ideally located near Carillon Point, parks, waterfront/marina access, dining, and top-rated Lake WA schools. Offering a 1% temporary rate buydown through the preferred lender, Loan Depot.

Getting Around

48
WalkingCar-Dependent
42
TransitSome Transit
56
BikeBikeable

Schools

7/10
8/10
Kirkland Middle SchoolGrades 6-82.3 mi
10/10

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Poured Concrete
  • Roof: Composition
  • Construction materials: Cement Planked,Wood Siding,Wood Products,Cement Plank

Other

  • Builder name: Gerry Homes

Type & Style

  • Home type: SingleFamily
  • Architectural style: 2 Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Refrigerator,Stove(s)/Range(s),Tankless Water Heater,Dishwasher(s),Garbage Disposal,Microwave(s),Refrigerator(s),Water Heater: Tankless,Water Heater Location: Garage

Basement

  • Basement: None

Bathroom Full

  • Level: Second

Bathroom Full

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Level: Main

Entry Hall

  • Level: Main

Features

  • Bath Off Primary,Dining Room,Pantry
  • Window features: Dbl Pane/Storm Window
  • Flooring: Ceramic Tile,Engineered Hardwood,Marble,Carpet
  • Number of fireplaces: 1
  • Fireplace features: Gas,Main Level: 1,Fireplace
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Fireplace,Ductless,High Efficiency (Unspecified),Radiant,Electric,Natural Gas
  • Cooling features: Ductless

Interior Area

  • Total structure area: 1,817
  • Total interior livable area: 1,817 sqft

Kitchen With Eating Space

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Second

Other

  • Level: Main

Utility Room

  • Level: Second

Property

Details

  • Parcel number: 123400058004
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: Main
  • Patio & porch: Bath Off Primary,Dbl Pane/Storm Window,Dining Room,Fireplace,Pantry,Walk-In Closet(s),Water Heater
  • Topography of land: Level

Lot

  • Lot size: 4,155 sqft
  • Features: Curbs,Paved,Sidewalk,Cable TV,Fenced-Fully,High Speed Internet,Patio

Parking

  • Total spaces: 2
  • Parking features: Driveway,Attached Garage,Detached Garage,Off Street
  • Has garage: Yes
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding

FEMA Declared Disasters in King County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $9,344$112,128
Home Insurance *$181$2,172
Property Taxes $1,170$14,040
Electricity $149$1,793
Total$10,844$130,128
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$371,794/yr
40% on housing$325,320/yr
45% on housing$289,173/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,017This listing

vs Other Active Listings

Avg $/sqft

ZIP 98033$724
King County$442

vs Homes Sold Last Month

Median $/sqft

ZIP 98033$788
King County$485

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-02-17Listed for sale$1,998,000

New Construction

AgentRyan Gillis, Gillis Real Estate LLC
BrokerageGillis Real Estate LLC

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