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3292 S Oak St, Bowling Green, KY, 42101

3beds
2baths
1,560sqft
$319,900
$205price/sqft
$2,169/moest. monthly cost
$86,760/yrincome needed

About This Home

Like-new and move-in ready! This immaculately maintained 3-bedroom, 2-bath home, built in 2022, offers modern finishes and exceptional curb appeal on a spacious corner lot. The open-concept layout features durable LVP flooring, granite countertops, custom cabinetry, and a functional kitchen perfect for everyday living and entertaining. The primary suite includes a double vanity and ample space to unwind. Enjoy relaxing mornings or evenings on the covered front and back porches, plus the convenience of a 2-car garage and energy-efficient gas heat. Located in the highly desirable South Warren School District, this beautiful home is one you won't want to miss!

Getting Around

11
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

9/10
9/10
9/10
South Warren High SchoolGrades 9-120.6 mi

Construction

Condition

  • Property condition: New Construction
  • Year built: 2022

Materials

  • Roof: Dimensional,Shingle
  • Construction materials: Fiber Cement

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Electric Range,Electric Water Heater
  • Laundry features: Laundry Room

Basement

  • Basement: None,Crawl Space

Bathroom

  • Features: Double Vanity,Granite Counters,Separate Shower

Bedroom2

  • Level: Main
  • Area: 128.3333

Bedroom3

  • Level: Main
  • Area: 112.875

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Dining Room

  • Level: Main
  • Area: 130.3403

Features

  • Ceiling Fan(s),Closet Light(s),Tray Ceiling(s),Vaulted Ceiling(s),Walls (Dry Wall),Eat-in Kitchen
  • Flooring: Carpet,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: 1
  • Fireplace: Yes
  • Attic: Storage

Heating & Cooling

  • Heating features: Forced Air,Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,560
  • Total interior livable area: 1,560 sqft

Kitchen

  • Features: Granite Counters
  • Level: Main
  • Area: 185.8333

Living Room

  • Level: Main
  • Area: 240

Master Bathroom

  • Level: Main

Master Bedroom

  • Level: Main
  • Area: 168.1944

Property

Accessibility

  • Accessibility features: 1st Floor Bathroom

Details

  • Parcel number: 0

Features

  • Patio & porch: Covered Front Porch,Covered Patio
  • Fencing: None
  • Waterbody name: None

Lot

  • Lot size: 8,712 sqft
  • Features: Trees,Subdivided

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Hail
Tornado
Cold Wave
Ice Storm
Lightning
Strong Wind
Winter Weather
Earthquake
Heat Wave
Inland Flooding

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,617$19,404
Home Insurance *$172$2,064
Property Taxes $226$2,712
Electricity $154$1,850
Total$2,169$26,028
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$74,365/yr
40% on housing$65,070/yr
45% on housing$57,840/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.7%
6.7%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.9%
3.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$205This listing

vs Other Active Listings

Avg $/sqft

ZIP 42101$151
Warren County$162

vs Homes Sold Last Month

Median $/sqft

ZIP 42101$174
Warren County$177

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-04Price change$309,900
2026-07-28Listed for sale$319,900

For Sale by Agent

AgentAsher Sullivan
BrokerageColdwell Banker Legacy Group

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