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9324 Woodgate Cir, Alvaton, KY, 42122

4beds
3baths
2,784sqft
$445,800
$160price/sqft
$3,291/moest. monthly cost
$131,640/yrincome needed

About This Home

This two-story home offers a welcoming and functional layout, perfect for modern living. The inviting foyer leads to a formal dining room, ideal for family dinners or entertaining guests. The large family room with a fireplace flows seamlessly into the spacious kitchen, which features an island,ample cabinet space, a walk-in pantry, a butler’s pantry, and an adjacent dining area. The kitchen includes granite countertops, a tile backsplash, anda stainless steel appliance package with a gas range. For your enjoyment, a covered patio is located off the dining area. A private main-floor office near the family entry includes two storage closets and a convenient powder room. The second level is designed with families in mind, featuring a versatile loft, three generously sized secondary bedrooms, a separate laundry room, and a private owner’s suite with an ensuite bath, which includes a double bowl vanity, a ceramic shower, and a large walk-in closet. Name brand Oak flooring is throughout the main living areas, and ceramic tile is installed in the wet areas. Tech Smart components are included. You’ll love this Energy Smart home! Qualifies for the 4.75% rate incentive on a 30 year loan with a specific mortgage company (for government loans only). In addition to the rate, buyers receive up to $2,500 in closing costs. Ask agent for details.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

7/10
Alvaton Elementary SchoolGrades PK-60.5 mi
10/10
10/10
Greenwood High SchoolGrades 9-124.2 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Concrete Perimeter,Slab
  • Roof: Dimensional,Shingle
  • Construction materials: Stone,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range/Oven,Gas Range,Range Hood,Refrigerator,Gas Water Heater
  • Laundry features: Laundry Room

Basement

  • Basement: None

Bathroom

  • Features: Double Vanity,Granite Counters,Separate Shower,Tub/Shower Combo,Walk-In Closet(s)

Bedroom2

  • Level: Upper
  • Area: 156.51

Bedroom3

  • Level: Upper
  • Area: 157.3

Bedroom4

  • Level: Upper
  • Area: 122.311

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • Partial bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Level: Main
  • Area: 150.04

Features

  • Ceiling Fan(s),Closet Light(s),Energy Star Home,Walk-In Closet(s),Walls (Dry Wall)
  • Window features: Thermo Pane Windows
  • Flooring: Concrete,Hardwood,Tile
  • Number of fireplaces: 1
  • Fireplace features: 1,Gas Log-Natural
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Furnace,Natural Gas
  • Cooling features: Central Electric

Interior Area

  • Total structure area: 2,784
  • Total interior livable area: 2,784 sqft

Kitchen

  • Features: Granite Counters,Bar,Pantry
  • Level: Main
  • Area: 271.78

Living Room

  • Level: Main
  • Area: 270.72

Master Bathroom

  • Level: Upper
  • Area: 89.28

Master Bedroom

  • Level: Upper
  • Area: 203.04

Property

Accessibility

  • Accessibility features: 1st Floor Bathroom,Level Drive,Level Lot

Details

  • Parcel number: 067A14045

Features

  • Levels: Two
  • Patio & porch: Covered Front Porch,Covered Patio
  • Exterior features: Concrete Walks,Lighting,Landscaping
  • Fencing: None
  • Waterbody name: None

Lot

  • Lot size: 7,840 sqft
  • Features: Out of City Limits,Subdivided

Parking

  • Total spaces: 2
  • Parking features: Attached,Front Entry,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Hail
Tornado
Cold Wave
Inland Flooding
Ice Storm
Lightning
Strong Wind
Winter Weather
Earthquake
Heat Wave

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,254$27,048
Home Insurance *$166$1,992
Property Taxes $652$7,824
Electricity $219$2,638
Total$3,291$39,492
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$112,834/yr
40% on housing$98,730/yr
45% on housing$87,760/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.7%
6.7%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.9%
3.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$160This listing

vs Other Active Listings

Avg $/sqft

ZIP 42122$197
Warren County$162

vs Homes Sold Last Month

Median $/sqft

ZIP 42122$196
Warren County$177

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Price change$459,800
2026-03-13Listed for sale$468,800

New Construction

AgentJustin A Reesy
BrokerageKeller Williams First Choice R

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