




226 1/2 Ruberto St, Modesto, CA, 95351
About This Home
Great Investment opportunity to buy two updated properties on one lot.
Getting Around
Schools
Construction
Condition
- Year built: 1930
Materials
- Foundation: Raised,Slab
- Roof: Composition
- Construction materials: Frame,Wood
Type & Style
- Home type: SingleFamily
- Property subType: Multi Family,Single Family Residence
Interior
Appliances
- Appliances included: Range Hood,Microwave
- Laundry features: Inside
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Dining Room
- Features: Dining/Living Combo
Features
- Flooring: Carpet,Laminate,Tile,Wood
Heating & Cooling
- Heating features: See Remarks,Other
- Cooling features: Wall Unit(s),Window Unit(s),See Remarks,Other
Interior Area
- Total interior livable area: 1,792 sqft
Kitchen
- Features: Other Counter
Property
Details
- Parcel number: 102001022000
- Zoning description: MLT FAM DWLG
- Special condition: Standard
Features
- Fencing: Back Yard,Chain Link,Wood,Front Yard
Lot
- Lot size: 7,000 sqft
- Features: Corner Lot
Parking
- Parking features: No Garage
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Inland Flooding
How This Home’s Risks Compare
FEMA Declared Disasters in Stanislaus County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,275 | $27,300 |
| Home Insurance * | $125 | $1,500 |
| Property Taxes | $273 | $3,276 |
| Electricity | $398 | $4,786 |
| Total | $3,071 | $36,852 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-11 | Pending sale | $450,000 |
| 2026-02-20 | Listed for sale | $450,000 |
