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404 Park Villas CIRCLE #0802, Waterford, WI, 53185

2beds
2baths
1,300sqft
$424,900
$327price/sqft
$2,950/moest. monthly cost
$118,000/yrincome needed

About This Home

This NEW Construction Ranch side by side split-bedroom condominium incorporates accessible design elements to enhance ease of living. The main living spaces--including a fully appliance kitchen boasting maple cabinetry & quartz countertops with a walk-in pantry and snack bar, a dining area, and a gathering room--feature an open-concept layout with coffered ceiling and gas fireplace. The primary bedroom is situated at the rear of the unit and offers a coffered ceiling, walk-in closet and a private bathroom with a dual vanity and tiled low threshold five-foot shower. A spacious secondary bedroom and hall bath are positioned at the front of the condo. Full basement, egress window, rough-in for full bath & water softener. Drop zone in laundry, garage zero step entry! Composite Deck 14x10

Getting Around

17
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

5/10
7/10
Fox River Middle SchoolGrades 6-80.3 mi
6/10
Waterford High SchoolGrades 9-120.7 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Construction materials: Aluminum Trim,Brick/Stone,Stone,Vinyl Siding

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Range,Refrigerator,ENERGY STAR Qualified Appliances
  • Laundry features: In Unit

Basement

  • Has basement: Yes
  • Basement: Full,Concrete,Radon Mitigation System,Sump Pump

Bathroom

  • Features: Ceramic Tile,Master Bedroom Bath: Walk-In Shower,Master Bedroom Bath,Shower Over Tub,Stubbed For Bathroom on Lower

Bedroom2

  • Level: Main
  • Area: 132

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 2

Dining Room

  • Level: Main
  • Area: 99

Features

  • Walk-In Closet(s),Kitchen Island
  • Window features: Low Emissivity Windows
  • Flooring: Wood or Sim.Wood Floors

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,300
  • Total interior livable area: 1,300 sqft

Kitchen

  • Level: Main
  • Area: 135

Living Room

  • Level: Main
  • Area: 238

Master Bedroom

  • Level: Main
  • Area: 168

Property

Details

  • Parcel number: Not Assigned
  • Attached to another structure: Yes
  • Zoning: Residential
  • Exclusions: Seller's Personal Property

Features

  • Levels: One,1 Story
  • Stories: 1
  • Patio & porch: Patio/Porch
  • Exterior features: Private Entrance
  • Living area range: 1251-1500

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener,2 Car
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Tornado
Hail
Inland Flooding
Lightning
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,148$25,776
Home Insurance *$122$1,464
Property Taxes $509$6,108
Electricity $171$2,054
Total$2,950$35,400
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$101,142/yr
40% on housing$88,500/yr
45% on housing$78,666/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.6%
10.6%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -2.3%
-2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$327This listing

vs Other Active Listings

Avg $/sqft

ZIP 53185$309
Racine County$249

vs Homes Sold Last Month

Median $/sqft

ZIP 53185$246
Racine County$175

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-18Listed for sale$424,900

New Construction

AgentMichelle LaPorte
BrokerageBielinski Homes, Inc.

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