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1324 S Broad St, Albertville, AL, 35950

3beds
3baths
2,090sqft
$374,900
$179price/sqft
$2,513/moest. monthly cost
$100,520/yrincome needed

About This Home

Beautiful new construction 3-bedroom, 2.5 bath home located on South Broad Street in Albertville, AL. This thoughtfully designed home features an open-concept layout with spacious living and dining areas, perfect for everyday living and entertaining. The modern kitchen offers quality finishes and ample cabinet space. Each bedroom includes convenient access to a full bath, providing flexibility for guests or multi-generational living. Enjoy low-maintenance new construction, energy-efficient features, and contemporary design throughout. Conveniently located near downtown Albertville, shopping, schools, and local dining. A great opportunity to own a brand-new home in a prime in-town location.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

5/10
4/10
Ala Avenue Middle SchoolGrades 7-80.9 mi
5/10
Albertville High SchoolGrades 9-121.0 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes

Other

  • Builder name: DALLAS NAILOR CONSTRUCTION

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: Crawl Space

Bathroom1

  • Features: Granite Counters,Smooth Ceiling,Tile
  • Level: Second
  • Area: 84

Bedroom2

  • Features: Ceiling Fan(s),Smooth Ceiling,Wood Floor
  • Level: Second
  • Area: 154

Bedroom3

  • Features: Ceiling Fan(s),Smooth Ceiling,Wood Floor
  • Level: Second
  • Area: 273

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Features: Recessed Lighting,Smooth Ceiling,Wood Floor
  • Level: First
  • Area: 154

Features

  • Fireplace features: Gas Log
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central 2
  • Cooling features: Central 2

Interior Area

  • Total interior livable area: 2,090 sqft

Kitchen

  • Features: Granite Counters,Kitchen Island,Recessed Lighting,Smooth Ceiling,Wood Floor
  • Level: First
  • Area: 140

Laundry Room

  • Level: First
  • Area: 84

Living Room

  • Features: Ceiling Fan(s),Fireplace,Recessed Lighting,Smooth Ceiling,Wood Floor,Built-in Features
  • Level: First
  • Area: 340

Master Bathroom

  • Features: Granite Counters,Smooth Ceiling,Tile
  • Level: First
  • Area: 126

Master Bedroom

  • Features: Ceiling Fan(s),Recessed Lighting,Smooth Ceiling,Wood Floor
  • Level: First
  • Area: 196

Property

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 0.35 Acres

Parking

  • Parking features: Garage-Two Car,Garage-Attached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Lightning
Strong Wind
Winter Weather
Earthquake
Heat Wave
Inland Flooding
Ice Storm

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,895$22,740
Home Insurance *$285$3,420
Property Taxes $93$1,116
Electricity $240$2,881
Total$2,513$30,156
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$86,160/yr
40% on housing$75,390/yr
45% on housing$67,013/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.0%
8.0%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$179This listing

vs Other Active Listings

Avg $/sqft

ZIP 35950$132
Marshall County$184

vs Homes Sold Last Month

Median $/sqft

ZIP 35950$143
Marshall County$153

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-15Price change$399,900
2026-03-18Price change$409,900
2026-02-18Listed for sale$419,900

New Construction

AgentGabe Henderson
BrokerageMain Street Realty Plus, LLC

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