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501 Fitzsimmons St SW, Palm Bay, FL, 32908

4beds
2baths
1,828sqft
$369,000
$202price/sqft
$2,453/moest. monthly cost
$98,120/yrincome needed

About This Home

Introducing the Cali floorplan in Palm Bay, Florida, combining sophistication and comfort. Located in a boat and RV-friendly area, this property offers unmatched convenience and flexibility—without HOA restrictions. This 4-bedroom, 2-bathroom home spans 1,828 square feet with quartz countertops and luxury vinyl plank floors throughout main living and wet areas. The open-concept layout connects the living room, dining area, and kitchen, perfect for entertaining. Large windows fill the living room with natural light and scenic views. The kitchen features quartz countertops, an oversized single bowl undermount sink, stainless-steel appliances, a walk-in pantry, and a large island with a breakfast bar. The primary suite is a peaceful retreat with an ensuite bathroom, dual undermount sinks, a separate shower, and a walk-in closet. The other three bedrooms share a well-appointed bathroom. Smart home technology allows remote control of your home.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

6/10
3/10
Southwest Middle SchoolGrades 7-84.1 mi
3/10
Bayside High SchoolGrades 9-121.2 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Roof: Shingle
  • Construction materials: Block,Concrete,Stucco

Other

  • Builder name: D.R. Horton

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Range,Electric Water Heater,Microwave,Refrigerator

Bedroom2

  • Area: 113.63
  • Dimensions: 10.33 x 11.00

Bedroom3

  • Area: 113.63
  • Dimensions: 10.33 x 11.00

Bedroom4

  • Area: 128.26
  • Dimensions: 11.00 x 11.66

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Area: 114.51
  • Dimensions: 11.00 x 10.41

Features

  • Eat-in Kitchen,Entrance Foyer,Kitchen Island,Pantry,Smart Thermostat,Split Bedrooms,Walk-In Closet(s)
  • Flooring: Carpet,Vinyl

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 1,828 sqft

Kitchen

  • Area: 202.5
  • Dimensions: 18.00 x 11.25

Living Room

  • Area: 246.26
  • Dimensions: 15.08 x 16.33

Master Bedroom

  • Area: 180
  • Dimensions: 12.00 x 15.00

Property

Details

  • Parcel number: 293625Jp01497.00014.00
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Porch
  • Exterior features: Storm Shutters

Lot

  • Lot size: 0.26 Acres
  • Features: Other

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Inland Flooding
Strong Wind
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in Brevard County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,865$22,380
Home Insurance *$182$2,184
Property Taxes $209$2,508
Electricity $197$2,366
Total$2,453$29,436
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$84,102/yr
40% on housing$73,590/yr
45% on housing$65,413/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.8%
13.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.8%
4.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$202This listing

vs Other Active Listings

Avg $/sqft

ZIP 32908$172
Brevard County$192

vs Homes Sold Last Month

Median $/sqft

ZIP 32908$185
Brevard County$209

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-21Price change$369,000
2026-03-23Price change$379,000
2026-02-18Listed for sale$386,985

New Construction Spec

AgentHoward J. Darvin
BrokerageD.R.Horton Realty of Melbourne

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